2022 Cadillac CT5 Car Insurance Calculator

Watch in real-time how different driver and vehicle factors affect the cost of insurance for a 2022 Cadillac CT5. Change your location, homeowner status, credit score, and policy coverages plus many other factors. Get instant feedback how changes you make impact the rate.

The average estimated car insurance premium for a 2022 Cadillac CT5 is $2,446 per year, or about $204 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,446

Cost Per Month

$204

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CT5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Cadillac CT5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,446
Average Rate
Your Rate
$2,446

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Cadillac CT5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Cadillac CT5 is $2,446.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Cadillac CT5 Segment Comparison

The table below compares insurance rates for the 2022 Cadillac CT5 against all other models in the midsize luxury car segment. The Cadillac CT5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CT5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CT5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Cadillac CT5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968-$478
2Lexus RC 300$2,370-$76
3Mercedes-Benz AMG CLA35$2,424-$22
4BMW i4$2,438-$8
5Cadillac CT5$2,446--
6Audi A3$2,472$26
7Mercedes-Benz AMG CLA45$2,482$36
8Mercedes-Benz CLA250$2,494$48
9Lexus ES 250$2,504$58
10Lexus IS 300$2,510$64
11Lexus ES 350$2,518$72
12Audi S5$2,596$150
13Audi S4$2,612$166
14BMW 530i$2,650$204
15Lexus ES 300h$2,660$214
16Genesis G80$2,674$228
17Mercedes-Benz E350$2,676$230
18BMW 530e$2,702$256
19BMW 540i$2,708$262
20BMW M440i$2,720$274
21Mercedes-Benz E450$2,732$286
22Audi A6$2,804$358
23Jaguar XF$2,812$366
2022 Midsize Luxury Car Average$2,819$373
24Lexus IS 500$2,846$400
25BMW 430i$2,876$430
26Mercedes-Benz CLS450$2,896$450
27Infiniti Q50$3,008$562
28Audi RS 5$3,040$594
29Mercedes-Benz AMG C43$3,060$614
30Audi S6$3,082$636
31Mercedes-Benz AMG C63$3,156$710
32Audi A7$3,252$806
33BMW M550i$3,282$836
34Lexus LC 500h$3,348$902
35Tesla Model S$3,408$962
36Audi S7$3,526$1,080
37BMW M8$3,656$1,210
38BMW M5$3,696$1,250

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 CT5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Cadillac CT5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Cadillac CT5 Insurance Rates by Trim Level
2022 Cadillac CT5 Trim Level Annual Premium Cost Per Month
Luxury Sedan$2,214$185
Luxury Sedan AWD$2,288$191
Premium Luxury Sedan$2,342$195
Sport Sedan$2,368$197
Premium Luxury AWD$2,414$201
Sport AWD$2,428$202
V Series Sedan$2,526$211
V Series Sedan AWD$2,566$214
V Series Blackwing$2,874$240

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Cadillac CT5 for different driver ages.

2022 Cadillac CT5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,692$724
17$8,428$702
18$7,565$630
19$6,885$574
20$5,279$440
21$5,037$420
22$4,511$376
23$3,702$309
24$3,501$292
25$2,840$237
30$2,608$217
35$2,512$209
40$2,446$204
45$2,284$190
50$2,164$180
55$2,018$168
60$2,026$169
65$2,156$180
70$2,332$194
75$2,740$228
80$3,372$281

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CT5 trim levels.