2016 Cadillac CT6 Car Insurance Calculator

Learn how different factors impact car insurance rates for a 2016 Cadillac CT6. Experiment with rate factors like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2016 Cadillac CT6 is $1,924 per year, or about $160 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,924

Cost Per Month

$160

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CT6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Cadillac CT6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,924
Average Rate
Your Rate
$1,924

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Cadillac CT6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Cadillac CT6 is $1,924.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Cadillac CT6 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2016 Cadillac CT6 against all other models in the large luxury car segment. The Cadillac CT6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CT6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CT6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Cadillac CT6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$140
2Cadillac CTS$1,808-$116
3Audi A5$1,876-$48
4Lincoln MKS$1,908-$16
5Cadillac CT6$1,924--
6Kia K900$2,152$228
7Acura RLX$2,156$232
8Infiniti Q70L$2,162$238
9Mercedes-Benz CLS550$2,204$280
10Lexus GS 450$2,218$294
11Infiniti Q70$2,228$304
12Hyundai Equus$2,256$332
13Lexus LS 460$2,358$434
14Mercedes-Benz C63 AMG$2,434$510
15Cadillac CTS-V$2,440$516
16BMW 740i$2,482$558
17Jaguar XJ$2,498$574
18Mercedes-Benz E63 AMG$2,508$584
19BMW 650i$2,680$756
20Maserati Ghibli$2,684$760
2016 Large Luxury Car Average$2,713$789
21Jaguar XJ Super$2,752$828
22BMW 750i$2,772$848
23Audi RS 7$2,828$904
24Audi S8$2,856$932
25Lexus LS 600H$2,876$952
26Mercedes-Benz CLS63 AMG$2,878$954
27Mercedes-Benz S550$2,924$1,000
28Maserati Quattroporte$2,932$1,008
29Mercedes-Benz AMG$2,968$1,044
30Audi A8$3,014$1,090
31BMW Alpina B6$3,026$1,102
32Porsche Panamera$3,102$1,178
33Mercedes-Benz S63 AMG$3,330$1,406
34Mercedes-Benz S600$3,392$1,468
35Mercedes-Benz S65 AMG$3,910$1,986
36Mercedes-Benz S65$3,956$2,032
37Bentley Continental$4,024$2,100
38Bentley Mulsanne$4,798$2,874

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CT6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Cadillac CT6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Cadillac CT6 Insurance Rates by Trim Level
2016 Cadillac CT6 Trim Level Annual Premium Cost Per Month
2.0T Sedan$1,796$150
2.0T Luxury Package Sedan$1,842$154
3.6 AWD$1,842$154
3.0T Luxury AWD$1,892$158
3.6 Luxury Collection AWD$1,892$158
3.6 Premium Luxury AWD$1,892$158
3.0T Premium Luxury AWD$1,940$162
3.6 Platinum AWD$2,084$174
3.0T Platinum AWD$2,134$178

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Cadillac CT6 for different driver ages.

2016 Cadillac CT6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,778$565
17$6,601$550
18$5,985$499
19$5,418$452
20$4,163$347
21$3,972$331
22$3,565$297
23$2,900$242
24$2,750$229
25$2,236$186
30$2,060$172
35$1,974$165
40$1,924$160
45$1,796$150
50$1,696$141
55$1,588$132
60$1,592$133
65$1,698$142
70$1,818$152
75$2,122$177
80$2,618$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CT6 trim levels.