2018 Cadillac CT6 Car Insurance Calculator

Understand how choices you make impact the cost of car insurance for a 2018 Cadillac CT6. Modify options like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2018 Cadillac CT6 is $2,156 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,156

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CT6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Cadillac CT6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,156
Average Rate
Your Rate
$2,156

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Cadillac CT6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Cadillac CT6 is $2,156.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Cadillac CT6 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 Cadillac CT6 against all other models in the large luxury car segment. The Cadillac CT6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CT6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CT6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Cadillac CT6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$210
2Cadillac CTS$2,010-$146
3Audi A5$2,090-$66
4Cadillac XTS$2,130-$26
5Cadillac CT6$2,156--
6Volvo S90$2,234$78
7Lexus LS 500$2,318$162
8Infiniti Q70$2,324$168
9Acura RLX$2,364$208
10Lexus LS 500H$2,408$252
11Mercedes-Benz CLS550$2,464$308
12Lexus GS 450$2,488$332
13Infiniti Q60$2,536$380
14Mercedes-Benz C63 AMG$2,582$426
15Cadillac CTS-V$2,654$498
16Mercedes-Benz S450$2,680$524
17Jaguar XJ$2,692$536
18Genesis G90$2,700$544
2018 Large Luxury Car Average$2,783$627
19BMW 740e$2,804$648
20BMW 740i$2,824$668
21Mercedes-Benz S560$2,832$676
22BMW 650i$2,838$682
23Audi RS 7$2,940$784
24Mercedes-Benz E63 AMG$3,020$864
25Mercedes-Benz CLS63 AMG$3,046$890
26BMW 750i$3,054$898
27Maserati Ghibli$3,058$902
28Porsche Panamera$3,118$962
29Audi A8$3,148$992
30BMW Alpina B6$3,234$1,078
31Maserati Quattroporte$3,246$1,090
32Audi S8$3,346$1,190
33Mercedes-Benz AMG$3,372$1,216
34Mercedes-Benz AMG S63$3,438$1,282
35BMW M760i$3,668$1,512
36Mercedes-Benz S65 AMG$4,432$2,276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 CT6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Cadillac CT6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Cadillac CT6 Insurance Rates by Trim Level
2018 Cadillac CT6 Trim Level Annual Premium Cost Per Month
2.0T Sedan$1,942$162
2.0T Luxury Package Sedan$1,996$166
3.6 AWD$1,996$166
3.6 Luxury Collection AWD$2,054$171
3.0T Luxury AWD$2,108$176
3.0T Premium Luxury AWD$2,108$176
3.6 Premium Luxury AWD$2,108$176
3.6 Platinum AWD$2,276$190
3.0T Platinum AWD$2,330$194
Plug-in Sedan$2,628$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Cadillac CT6 for different driver ages.

2018 Cadillac CT6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,558$630
17$7,370$614
18$6,696$558
19$6,061$505
20$4,660$388
21$4,448$371
22$3,998$333
23$3,249$271
24$3,084$257
25$2,506$209
30$2,308$192
35$2,212$184
40$2,156$180
45$2,010$168
50$1,900$158
55$1,774$148
60$1,780$148
65$1,900$158
70$2,030$169
75$2,364$197
80$2,914$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CT6 trim levels.