2019 Cadillac CT6 Car Insurance Calculator

Learn how decisions you make impact the insurance cost for a 2019 Cadillac CT6. Customize rate factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly how much and why your choice impacts rates.

The average estimated car insurance premium for a 2019 Cadillac CT6 is $2,220 per year, or about $185 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,220

Cost Per Month

$185

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CT6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Cadillac CT6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,220
Average Rate
Your Rate
$2,220

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Cadillac CT6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Cadillac CT6 is $2,220.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Cadillac CT6 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2019 Cadillac CT6 against all other models in the large luxury car segment. The Cadillac CT6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CT6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CT6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Cadillac CT6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$96
2Lincoln Continental$2,156-$64
3Audi A5$2,166-$54
4Cadillac CT6$2,220--
5Cadillac XTS$2,258$38
6Volvo S90$2,358$138
7Infiniti Q70$2,436$216
8Acura RLX$2,512$292
9Infiniti Q60$2,614$394
10Lexus LS 500$2,644$424
11Lexus LS 500H$2,654$434
12Mercedes-Benz AMG E53$2,664$444
13Genesis G90$2,744$524
14Kia K900$2,784$564
15Mercedes-Benz AMG CLS53$2,796$576
16Cadillac CTS-V$2,810$590
17Mercedes-Benz S450$2,854$634
18Jaguar XJ$2,870$650
19BMW 740e$2,956$736
20BMW 740i$2,976$756
2019 Large Luxury Car Average$2,981$761
21BMW 650i$3,002$782
22BMW M850i$3,010$790
23Mercedes-Benz E63 AMG$3,210$990
24Audi A8$3,218$998
25Mercedes-Benz S560$3,228$1,008
26BMW 750i$3,234$1,014
27Porsche Panamera$3,394$1,174
28BMW M760i$3,870$1,650
29Mercedes-Benz AMG S63$3,958$1,738
30Mercedes-Benz S65 AMG$4,972$2,752
31Bentley Mulsanne$5,734$3,514

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 CT6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Cadillac CT6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Cadillac CT6 Insurance Rates by Trim Level
2019 Cadillac CT6 Trim Level Annual Premium Cost Per Month
3.6L Luxury AWD$2,100$175
2.0T Luxury Sedan$2,158$180
3.6L Premium Luxury AWD$2,160$180
2.0T Premium Luxury Sedan$2,218$185
3.0TT Sport AWD$2,220$185
3.0TT Platinum AWD$2,458$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Cadillac CT6 for different driver ages.

2019 Cadillac CT6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,803$650
17$7,609$634
18$6,911$576
19$6,252$521
20$4,809$401
21$4,586$382
22$4,121$343
23$3,343$279
24$3,175$265
25$2,580$215
30$2,376$198
35$2,274$190
40$2,220$185
45$2,070$173
50$1,956$163
55$1,828$152
60$1,834$153
65$1,958$163
70$2,094$175
75$2,438$203
80$3,006$251

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CT6 trim levels.