2020 Cadillac CT6 Car Insurance Calculator

Learn how different factors affect car insurance rates for a 2020 Cadillac CT6. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2020 Cadillac CT6 is $2,516 per year, or about $210 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,516

Cost Per Month

$210

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CT6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Cadillac CT6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,516
Average Rate
Your Rate
$2,516

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Cadillac CT6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Cadillac CT6 is $2,516.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Cadillac CT6 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2020 Cadillac CT6 against all other models in the large luxury car segment. The Cadillac CT6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CT6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CT6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Cadillac CT6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,284-$232
2Lincoln Continental$2,372-$144
3Volvo S90$2,438-$78
4Cadillac CT6$2,516--
5Acura RLX$2,638$122
6Lexus LS 500H$2,744$228
7Kia K900$2,796$280
8Lexus LS 500$2,886$370
9Infiniti Q60$2,934$418
10Mercedes-Benz AMG E53$2,938$422
11Genesis G90$2,950$434
12Mercedes-Benz AMG CLS53$3,016$500
13BMW 840i$3,082$566
2020 Large Luxury Car Average$3,122$606
14Mercedes-Benz S450$3,214$698
15BMW M850i$3,232$716
16BMW 740i$3,340$824
17BMW 850i$3,368$852
18Mercedes-Benz E63 AMG$3,384$868
19Porsche Panamera$3,518$1,002
20Audi A8$3,578$1,062
21Mercedes-Benz S560$3,614$1,098
22BMW 750i$3,628$1,112
23BMW M760i$4,094$1,578
24Mercedes-Benz AMG S63$4,374$1,858

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 CT6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Cadillac CT6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Cadillac CT6 Insurance Rates by Trim Level
2020 Cadillac CT6 Trim Level Annual Premium Cost Per Month
3.6L Luxury AWD$2,250$188
3.6L Premium Luxury AWD$2,434$203
4.2L TT V Series AWD$2,682$224
4.2L TT Platinum AWD$2,700$225

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Cadillac CT6 for different driver ages.

2020 Cadillac CT6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,800$733
17$8,576$715
18$7,787$649
19$7,055$588
20$5,434$453
21$5,187$432
22$4,662$389
23$3,794$316
24$3,602$300
25$2,926$244
30$2,694$225
35$2,582$215
40$2,516$210
45$2,346$196
50$2,218$185
55$2,072$173
60$2,078$173
65$2,216$185
70$2,370$198
75$2,762$230
80$3,394$283

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CT6 trim levels.