2013 Cadillac CTS-V Car Insurance Calculator

Explore and understand how different driver and vehicle factors affect car insurance rates for a 2013 Cadillac CTS-V. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2013 Cadillac CTS-V is $1,838 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,838

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CTS-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Cadillac CTS-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,838
Average Rate
Your Rate
$1,838

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Cadillac CTS-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Cadillac CTS-V is $1,838.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Cadillac CTS-V Segment Comparison

The table below compares insurance rates for the 2013 Cadillac CTS-V against all other models in the large luxury car segment. The Cadillac CTS-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CTS-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CTS-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Cadillac CTS-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$246
2Cadillac CTS$1,608-$230
3Cadillac XTS$1,632-$206
4Lincoln MKS$1,712-$126
5Cadillac CTS-V$1,838--
6Lexus GS 450$1,912$74
7Infiniti M56$1,938$100
8Lexus LS 460$1,940$102
9Hyundai Equus$1,952$114
10Mercedes-Benz CLS550$1,992$154
11Mercedes-Benz E63 AMG$2,100$262
12BMW 750xi$2,126$288
13BMW 740i$2,134$296
14Jaguar XJ$2,160$322
15Mercedes-Benz C63 AMG$2,206$368
16BMW 650i$2,244$406
17Jaguar XJ Super$2,248$410
18Mercedes-Benz CLS63 AMG$2,322$484
2013 Large Luxury Car Average$2,329$491
19Lexus LS 600H$2,352$514
20Audi S8$2,378$540
21BMW 750i$2,386$548
22Mercedes-Benz S550$2,390$552
23Porsche Panamera$2,440$602
24Audi A8$2,442$604
25Mercedes-Benz CL550$2,468$630
26Maserati Quattroporte$2,474$636
27Mercedes-Benz S63 AMG$2,590$752
28BMW 760i$2,606$768
29Mercedes-Benz S600$2,806$968
30Mercedes-Benz CL600$2,820$982
31Mercedes-Benz S65 AMG$3,112$1,274
32Mercedes-Benz CL65 AMG$3,218$1,380
33Bentley Continental$3,244$1,406
34Bentley Mulsanne$3,806$1,968

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 CTS-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Cadillac CTS-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Cadillac CTS-V Insurance Rates by Trim Level
2013 Cadillac CTS-V Trim Level Annual Premium Cost Per Month
Station Wagon$1,694$141
Sedan$1,886$157
Coupe$1,938$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Cadillac CTS-V for different driver ages.

2013 Cadillac CTS-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,606$551
17$6,375$531
18$5,665$472
19$5,177$431
20$3,952$329
21$3,771$314
22$3,374$281
23$2,783$232
24$2,626$219
25$2,134$178
30$1,954$163
35$1,892$158
40$1,838$153
45$1,722$144
50$1,636$136
55$1,526$127
60$1,532$128
65$1,628$136
70$1,768$147
75$2,092$174
80$2,580$215

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CTS-V trim levels.