2015 Cadillac CTS-V Car Insurance Calculator

Watch in real-time how decisions you make affect the cost of insurance for a 2015 Cadillac CTS-V. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2015 Cadillac CTS-V is $2,176 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,176

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CTS-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Cadillac CTS-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,176
Average Rate
Your Rate
$2,176

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Cadillac CTS-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Cadillac CTS-V is $2,176.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Cadillac CTS-V Segment Comparison

The table below compares insurance rates for the 2015 Cadillac CTS-V against all other models in the large luxury car segment. The Cadillac CTS-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CTS-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CTS-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Cadillac CTS-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$526
2Cadillac XTS$1,830-$346
3Audi A5$1,868-$308
4Lincoln MKS$1,872-$304
5Infiniti Q60$1,928-$248
6Acura RLX$2,078-$98
7Lexus GS 450$2,096-$80
8Infiniti Q70L$2,112-$64
9Infiniti Q70$2,124-$52
10Kia K900$2,148-$28
11Lexus LS 460$2,150-$26
12Cadillac CTS-V$2,176--
13Mercedes-Benz CLS550$2,236$60
14Mercedes-Benz C63 AMG$2,256$80
15Hyundai Equus$2,268$92
16BMW 740i$2,324$148
17BMW 650i$2,380$204
18Maserati Ghibli$2,406$230
19Jaguar XJ$2,454$278
20BMW 750i$2,480$304
21Jaguar XJ Super$2,486$310
22Mercedes-Benz E63 AMG$2,538$362
2015 Large Luxury Car Average$2,553$377
23Mercedes-Benz S550$2,580$404
24BMW 750xi$2,602$426
25Mercedes-Benz CLS63 AMG$2,632$456
26Audi RS 7$2,660$484
27Lexus LS 600H$2,706$530
28BMW Alpina B6$2,720$544
29Audi A8$2,740$564
30Audi S8$2,750$574
31Porsche Panamera$2,800$624
32Maserati Quattroporte$2,946$770
33BMW 760i$2,960$784
34Mercedes-Benz S63 AMG$3,088$912
35Mercedes-Benz S600$3,196$1,020
36Bentley Continental$3,596$1,420
37Mercedes-Benz S65 AMG$3,660$1,484
38Mercedes-Benz S65$3,748$1,572
39Bentley Mulsanne$4,342$2,166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 CTS-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Cadillac CTS-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Cadillac CTS-V Insurance Rates by Trim Level
2015 Cadillac CTS-V Trim Level Annual Premium Cost Per Month
Limited Edition Coupe$2,176$181

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Cadillac CTS-V for different driver ages.

2015 Cadillac CTS-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,830$653
17$7,581$632
18$6,781$565
19$6,174$515
20$4,722$394
21$4,501$375
22$4,025$335
23$3,302$275
24$3,119$260
25$2,530$211
30$2,316$193
35$2,236$186
40$2,176$181
45$2,034$170
50$1,926$161
55$1,800$150
60$1,806$151
65$1,926$161
70$2,086$174
75$2,462$205
80$3,040$253

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CTS-V trim levels.