2016 Cadillac CTS-V Car Insurance Calculator

Explore and understand how the choices you make impact car insurance rates for a 2016 Cadillac CTS-V. Experiment with rate factors like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2016 Cadillac CTS-V is $2,440 per year, or about $203 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,440

Cost Per Month

$203

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CTS-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Cadillac CTS-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,440
Average Rate
Your Rate
$2,440

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Cadillac CTS-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Cadillac CTS-V is $2,440.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Cadillac CTS-V Segment Comparison

The table below compares insurance rates for the 2016 Cadillac CTS-V against all other models in the large luxury car segment. The Cadillac CTS-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CTS-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CTS-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Cadillac CTS-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$656
2Cadillac CTS$1,808-$632
3Audi A5$1,876-$564
4Lincoln MKS$1,908-$532
5Cadillac CT6$1,924-$516
6Kia K900$2,152-$288
7Acura RLX$2,156-$284
8Infiniti Q70L$2,162-$278
9Mercedes-Benz CLS550$2,204-$236
10Lexus GS 450$2,218-$222
11Infiniti Q70$2,228-$212
12Hyundai Equus$2,256-$184
13Lexus LS 460$2,358-$82
14Mercedes-Benz C63 AMG$2,434-$6
15Cadillac CTS-V$2,440--
16BMW 740i$2,482$42
17Jaguar XJ$2,498$58
18Mercedes-Benz E63 AMG$2,508$68
19BMW 650i$2,680$240
20Maserati Ghibli$2,684$244
2016 Large Luxury Car Average$2,713$273
21Jaguar XJ Super$2,752$312
22BMW 750i$2,772$332
23Audi RS 7$2,828$388
24Audi S8$2,856$416
25Lexus LS 600H$2,876$436
26Mercedes-Benz CLS63 AMG$2,878$438
27Mercedes-Benz S550$2,924$484
28Maserati Quattroporte$2,932$492
29Mercedes-Benz AMG$2,968$528
30Audi A8$3,014$574
31BMW Alpina B6$3,026$586
32Porsche Panamera$3,102$662
33Mercedes-Benz S63 AMG$3,330$890
34Mercedes-Benz S600$3,392$952
35Mercedes-Benz S65 AMG$3,910$1,470
36Mercedes-Benz S65$3,956$1,516
37Bentley Continental$4,024$1,584
38Bentley Mulsanne$4,798$2,358

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CTS-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Cadillac CTS-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Cadillac CTS-V Insurance Rates by Trim Level
2016 Cadillac CTS-V Trim Level Annual Premium Cost Per Month
Limited Edition Coupe$2,410$201
Sedan$2,468$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Cadillac CTS-V for different driver ages.

2016 Cadillac CTS-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,674$723
17$8,423$702
18$7,584$632
19$6,889$574
20$5,283$440
21$5,041$420
22$4,517$376
23$3,691$308
24$3,495$291
25$2,836$236
30$2,602$217
35$2,504$209
40$2,440$203
45$2,276$190
50$2,154$180
55$2,010$168
60$2,016$168
65$2,152$179
70$2,322$194
75$2,724$227
80$3,360$280

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CTS-V trim levels.