2018 Cadillac CTS-V Car Insurance Calculator

Gain insights into how changes to risk factors and vehicle options impact car insurance rates for a 2018 Cadillac CTS-V. Adjust rate factors like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately how much and why your choice impacts rates.

The average estimated car insurance premium for a 2018 Cadillac CTS-V is $2,654 per year, or about $221 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,654

Cost Per Month

$221

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CTS-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Cadillac CTS-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,654
Average Rate
Your Rate
$2,654

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Cadillac CTS-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Cadillac CTS-V is $2,654.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Cadillac CTS-V Segment Comparison

The table below compares insurance rates for the 2018 Cadillac CTS-V against all other models in the large luxury car segment. The Cadillac CTS-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CTS-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CTS-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Cadillac CTS-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$708
2Cadillac CTS$2,010-$644
3Audi A5$2,090-$564
4Cadillac XTS$2,130-$524
5Cadillac CT6$2,156-$498
6Volvo S90$2,234-$420
7Lexus LS 500$2,318-$336
8Infiniti Q70$2,324-$330
9Acura RLX$2,364-$290
10Lexus LS 500H$2,408-$246
11Mercedes-Benz CLS550$2,464-$190
12Lexus GS 450$2,488-$166
13Infiniti Q60$2,536-$118
14Mercedes-Benz C63 AMG$2,582-$72
15Cadillac CTS-V$2,654--
16Mercedes-Benz S450$2,680$26
17Jaguar XJ$2,692$38
18Genesis G90$2,700$46
2018 Large Luxury Car Average$2,783$129
19BMW 740e$2,804$150
20BMW 740i$2,824$170
21Mercedes-Benz S560$2,832$178
22BMW 650i$2,838$184
23Audi RS 7$2,940$286
24Mercedes-Benz E63 AMG$3,020$366
25Mercedes-Benz CLS63 AMG$3,046$392
26BMW 750i$3,054$400
27Maserati Ghibli$3,058$404
28Porsche Panamera$3,118$464
29Audi A8$3,148$494
30BMW Alpina B6$3,234$580
31Maserati Quattroporte$3,246$592
32Audi S8$3,346$692
33Mercedes-Benz AMG$3,372$718
34Mercedes-Benz AMG S63$3,438$784
35BMW M760i$3,668$1,014
36Mercedes-Benz S65 AMG$4,432$1,778

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 CTS-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Cadillac CTS-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Cadillac CTS-V Insurance Rates by Trim Level
2018 Cadillac CTS-V Trim Level Annual Premium Cost Per Month
Sedan$2,654$221

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Cadillac CTS-V for different driver ages.

2018 Cadillac CTS-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,307$776
17$9,090$758
18$8,284$690
19$7,484$624
20$5,764$480
21$5,500$458
22$4,943$412
23$4,006$334
24$3,805$317
25$3,090$258
30$2,842$237
35$2,720$227
40$2,654$221
45$2,470$206
50$2,336$195
55$2,180$182
60$2,188$182
65$2,338$195
70$2,496$208
75$2,906$242
80$3,582$299

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CTS-V trim levels.