2015 Cadillac CTS Car Insurance Calculator

Discover how choices you make affect the cost of insurance for a 2015 Cadillac CTS. Experiment with credit rating, policy coverages, liability limits, and coverage deductibles to see the impact on rates. Know immediately if your rates increased or decreased.

The average estimated car insurance premium for a 2015 Cadillac CTS is $1,650 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,650

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CTS Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Cadillac CTS.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,650
Average Rate
Your Rate
$1,650

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Cadillac CTS trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Cadillac CTS is $1,650.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Cadillac CTS vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2015 Cadillac CTS against all other models in the large luxury car segment. The Cadillac CTS is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CTS, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CTS.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Cadillac CTS Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650--
2Cadillac XTS$1,830$180
3Audi A5$1,868$218
4Lincoln MKS$1,872$222
5Infiniti Q60$1,928$278
6Acura RLX$2,078$428
7Lexus GS 450$2,096$446
8Infiniti Q70L$2,112$462
9Infiniti Q70$2,124$474
10Kia K900$2,148$498
11Lexus LS 460$2,150$500
12Cadillac CTS-V$2,176$526
13Mercedes-Benz CLS550$2,236$586
14Mercedes-Benz C63 AMG$2,256$606
15Hyundai Equus$2,268$618
16BMW 740i$2,324$674
17BMW 650i$2,380$730
18Maserati Ghibli$2,406$756
19Jaguar XJ$2,454$804
20BMW 750i$2,480$830
21Jaguar XJ Super$2,486$836
22Mercedes-Benz E63 AMG$2,538$888
2015 Large Luxury Car Average$2,553$903
23Mercedes-Benz S550$2,580$930
24BMW 750xi$2,602$952
25Mercedes-Benz CLS63 AMG$2,632$982
26Audi RS 7$2,660$1,010
27Lexus LS 600H$2,706$1,056
28BMW Alpina B6$2,720$1,070
29Audi A8$2,740$1,090
30Audi S8$2,750$1,100
31Porsche Panamera$2,800$1,150
32Maserati Quattroporte$2,946$1,296
33BMW 760i$2,960$1,310
34Mercedes-Benz S63 AMG$3,088$1,438
35Mercedes-Benz S600$3,196$1,546
36Bentley Continental$3,596$1,946
37Mercedes-Benz S65 AMG$3,660$2,010
38Mercedes-Benz S65$3,748$2,098
39Bentley Mulsanne$4,342$2,692

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 CTS Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Cadillac CTS.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Cadillac CTS Insurance Rates by Trim Level
2015 Cadillac CTS Trim Level Annual Premium Cost Per Month
2 Sedan$1,556$130
2.0 AWD Sedan$1,556$130
2.0 AWD Luxury Collection Sedan$1,600$133
2.0 Luxury Collection Sedan$1,600$133
3.6 Luxury Collection Sedan$1,600$133
2.0 AWD Performance Collection Sedan$1,644$137
2.0 Performance Collection Sedan$1,644$137
3.6 AWD Luxury Collection Sedan$1,644$137
3.6 TT VSport Sedan$1,644$137
2.0 AWD Premium Collection Sedan$1,688$141
2.0 Premium Collection Sedan$1,688$141
3.6 AWD Performance Collection Sedan$1,688$141
3.6 Performance Collection Sedan$1,688$141
3.6 Premium Collection Sedan$1,688$141
3.6 AWD Premium Collection Sedan$1,734$145
3.6 TT VSport Premium Sedan$1,734$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Cadillac CTS for different driver ages.

2015 Cadillac CTS Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,726$477
17$5,551$463
18$4,989$416
19$4,550$379
20$3,500$292
21$3,343$279
22$2,999$250
23$2,474$206
24$2,342$195
25$1,912$159
30$1,760$147
35$1,698$142
40$1,650$138
45$1,544$129
50$1,464$122
55$1,366$114
60$1,370$114
65$1,452$121
70$1,558$130
75$1,818$152
80$2,228$186

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CTS trim levels.