2017 Cadillac CTS Car Insurance Calculator

Get real-time feedback how changing risk factors impact the cost of car insurance for a 2017 Cadillac CTS. Adjust rate factors like coverage deductibles, age of the driver, and policy discounts to see how insurance cost is affected. Immediately see if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2017 Cadillac CTS is $1,920 per year, or about $160 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,920

Cost Per Month

$160

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac CTS Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Cadillac CTS.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,920
Average Rate
Your Rate
$1,920

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Cadillac CTS trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Cadillac CTS is $1,920.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Cadillac CTS vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2017 Cadillac CTS against all other models in the large luxury car segment. The Cadillac CTS is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac CTS, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac CTS.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Cadillac CTS Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,848-$72
2Audi A5$1,854-$66
3Cadillac XTS$1,896-$24
4Cadillac CTS$1,920--
5Cadillac CT6$2,054$134
6Volvo S90$2,152$232
7Infiniti Q70$2,228$308
8Acura RLX$2,294$374
9Mercedes-Benz CLS550$2,336$416
10Lexus GS 450$2,388$468
11Mercedes-Benz C63 AMG$2,434$514
12Jaguar XJ$2,456$536
13Infiniti Q60$2,478$558
14Kia K900$2,490$570
15Mercedes-Benz E63 AMG$2,520$600
16Cadillac CTS-V$2,542$622
17Genesis G90$2,566$646
18Lexus LS 460$2,606$686
19BMW 740e$2,616$696
20BMW 740i$2,668$748
21BMW 650i$2,742$822
22Maserati Ghibli$2,856$936
23Porsche Panamera$2,896$976
24Jaguar XJ Super$2,908$988
25Mercedes-Benz CLS63 AMG$2,916$996
2017 Large Luxury Car Average$2,954$1,034
26Audi A8$3,014$1,094
27BMW 750i$3,084$1,164
28BMW Alpina B6$3,096$1,176
29Maserati Quattroporte$3,104$1,184
30Audi RS 7$3,108$1,188
31Mercedes-Benz S550$3,184$1,264
32Audi S8$3,200$1,280
33Mercedes-Benz AMG$3,204$1,284
34BMW M760xi$3,490$1,570
35Mercedes-Benz S63 AMG$3,612$1,692
36Mercedes-Benz S600$3,628$1,708
37Mercedes-Benz AMG S63$3,748$1,828
38Bentley Flying Spur$4,100$2,180
39Mercedes-Benz S65 AMG$4,228$2,308
40Mercedes-Benz S65$4,312$2,392
41Mercedes-Benz AMG S65$4,412$2,492
42Bentley Continental$4,416$2,496
43Bentley Mulsanne$5,426$3,506

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 CTS Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Cadillac CTS.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Cadillac CTS Insurance Rates by Trim Level
2017 Cadillac CTS Trim Level Annual Premium Cost Per Month
2 Sedan$1,824$152
2.0 AWD Sedan$1,824$152
2.0 AWD Luxury Collection Sedan$1,878$157
2.0 Luxury Collection Sedan$1,878$157
3.6 Luxury Collection Sedan$1,878$157
3.6 AWD Luxury Collection Sedan$1,930$161
3.6 Premium Luxury Sedan$1,930$161
3.6 AWD Premium Luxury Sedan$1,982$165
3.6 TT VSport Sedan$1,982$165
3.6 TT VSport Premium Sedan$2,088$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Cadillac CTS for different driver ages.

2017 Cadillac CTS Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,709$559
17$6,532$544
18$5,918$493
19$5,364$447
20$4,128$344
21$3,939$328
22$3,539$295
23$2,889$241
24$2,740$228
25$2,232$186
30$2,054$171
35$1,972$164
40$1,920$160
45$1,792$149
50$1,696$141
55$1,584$132
60$1,588$132
65$1,692$141
70$1,812$151
75$2,110$176
80$2,594$216

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac CTS trim levels.