2016 Cadillac ELR Car Insurance Calculator

Understand how life choices influence insurance rates for a 2016 Cadillac ELR. Update factors like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2016 Cadillac ELR is $2,090 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,090

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac ELR Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Cadillac ELR.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,090
Average Rate
Your Rate
$2,090

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Cadillac ELR trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Cadillac ELR is $2,090.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Cadillac ELR Segment Comparison

The table below compares insurance rates for the 2016 Cadillac ELR against all other models in the midsize luxury car segment. The Cadillac ELR is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac ELR, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac ELR.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Cadillac ELR Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$472
2Acura ILX$1,686-$404
3Lexus IS 300$1,792-$298
4Volvo S80$1,834-$256
5Mercedes-Benz C350E$1,842-$248
6Lexus RC 300$1,856-$234
7Audi A3$1,888-$202
8Mercedes-Benz AMG CLA45$1,910-$180
9Lincoln MKZ$1,914-$176
10Lexus ES 300H$1,924-$166
11Audi A6$1,936-$154
12Mercedes-Benz CLA250$1,982-$108
13BMW 528i$2,020-$70
14Lexus GS 350$2,036-$54
15Mercedes-Benz E350$2,062-$28
16Audi S4$2,064-$26
17Mercedes-Benz SLK55 AMG$2,068-$22
18BMW 428xi$2,072-$18
19Jaguar XF$2,084-$6
20Cadillac ELR$2,090--
21Mercedes-Benz C450 AMG$2,100$10
22BMW 428i$2,106$16
23Audi S5$2,116$26
24Hyundai Genesis$2,130$40
25BMW 528xi$2,138$48
26Infiniti Q50$2,144$54
27BMW 535xi$2,150$60
28BMW 435xi$2,174$84
29Mercedes-Benz E250$2,192$102
30Mercedes-Benz SL400$2,210$120
31BMW Active 5$2,218$128
32BMW 435i$2,224$134
2016 Midsize Luxury Car Average$2,227$137
33BMW 535d$2,250$160
34Mercedes-Benz E400$2,300$210
35BMW 535i$2,308$218
36Mercedes-Benz E550$2,320$230
37Audi S6$2,358$268
38BMW 550i$2,362$272
39Mercedes-Benz CLS400$2,436$346
40BMW 550xi$2,452$362
41Mercedes-Benz SL550$2,456$366
42BMW 640i$2,490$400
43Audi A7$2,504$414
44BMW 640xi$2,510$420
45BMW M5$2,518$428
46Audi S7$2,522$432
47Tesla Model S$2,590$500
48Mercedes-Benz S550E$2,594$504
49BMW 650xi$2,610$520
50Lexus GS F$2,622$532
51BMW M6$2,796$706
52Mercedes-Benz SL63 AMG$2,876$786
53Mercedes-Benz SL65 AMG$3,584$1,494

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 ELR Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Cadillac ELR.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Cadillac ELR Insurance Rates by Trim Level
2016 Cadillac ELR Trim Level Annual Premium Cost Per Month
Coupe$2,068$172
Performance Coupe$2,114$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Cadillac ELR for different driver ages.

2016 Cadillac ELR Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,327$611
17$7,114$593
18$6,407$534
19$5,830$486
20$4,481$373
21$4,280$357
22$3,839$320
23$3,153$263
24$2,982$249
25$2,426$202
30$2,232$186
35$2,146$179
40$2,090$174
45$1,954$163
50$1,852$154
55$1,728$144
60$1,732$144
65$1,842$154
70$1,978$165
75$2,316$193
80$2,840$237

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac ELR trim levels.