Cadillac Escalade Car Insurance Calculator

Learn and understand how decisions you make affect the cost of insurance for a Cadillac Escalade. Adjust rate factors like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if the choices you make are positive or negative.

The average estimated car insurance premium for a 2024 Cadillac Escalade is $3,256 per year, or about $271 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,256

Cost Per Month

$271

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac Escalade Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Cadillac Escalade.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,256
Average Rate
Your Rate
$3,256

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Cadillac Escalade.

The 'Average Rate' is a combined value for all Cadillac Escalade trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Cadillac Escalade is $3,256.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Cadillac Escalade Segment Comparison

The table below compares insurance rates for the 2024 Cadillac Escalade against all other models in the large luxury SUV segment. The Cadillac Escalade is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac Escalade, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac Escalade.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Cadillac Escalade Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX80$2,626-$630
2Volvo XC90$2,750-$506
3Lexus LX 600$2,942-$314
4BMW X7$2,992-$264
5Lincoln Navigator$3,002-$254
6Mercedes-Benz GLS450$3,148-$108
7Cadillac Escalade$3,256--
2024 Large Luxury SUV Average$3,627$371
8BMW Alpina XB7$3,820$564
9Mercedes-Benz EQS 580 SUV$4,202$946
10Land Rover Range Rover$4,236$980
11Mercedes-Benz Maybach GLS 600$4,490$1,234
12Mercedes-Benz G550$4,656$1,400
13Mercedes-Benz G63 AMG$5,036$1,780

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Escalade Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Cadillac Escalade.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Cadillac Escalade Insurance Rates by Trim Level
2024 Cadillac Escalade Trim Level Annual Premium Cost Per Month
Luxury 2WD$2,974$248
Luxury 4WD$3,028$252
ESV Luxury 2WD$3,028$252
ESV Luxury 4WD$3,074$256
Premium Luxury 2WD$3,092$258
Premium Luxury 4WD$3,138$262
Sport 2WD$3,160$263
ESV Premium Luxury 2WD$3,160$263
Sport 4WD$3,178$265
ESV Sport 2WD$3,196$266
ESV Premium Luxury 4WD$3,196$266
ESV Sport 4WD$3,238$270
Sport Platinum 2WD$3,316$276
Premium Luxury Platinum 2WD$3,334$278
Sport Platinum 4WD$3,346$279
ESV Sport Platinum 2WD$3,346$279
Premium Luxury Platinum 4WD$3,360$280
ESV Premium Luxury Platinum 2WD$3,360$280
ESV Sport Platinum 4WD$3,392$283
ESV Premium Luxury Platinum 4WD$3,392$283
V 4WD$3,642$304
V ESV 4WD$3,660$305

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Cadillac Escalade for different driver ages.

2024 Cadillac Escalade Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,696$975
17$11,426$952
18$10,408$867
19$9,380$782
20$7,191$599
21$6,854$571
22$6,148$512
23$4,942$412
24$4,700$392
25$3,802$317
30$3,486$291
35$3,334$278
40$3,256$271
45$3,026$252
50$2,856$238
55$2,670$223
60$2,682$224
65$2,880$240
70$3,088$257
75$3,614$301
80$4,488$374

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac Escalade trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Cadillac Escalade.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Cadillac Escalade Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Cadillac Escalade$3,256$271
2023 Cadillac Escalade$3,160$263
2022 Cadillac Escalade$2,900$242
2021 Cadillac Escalade$2,724$227
2020 Cadillac Escalade$2,640$220
2019 Cadillac Escalade$2,510$209
2018 Cadillac Escalade$2,372$198
2017 Cadillac Escalade$2,270$189
2016 Cadillac Escalade$2,032$169
2015 Cadillac Escalade$2,034$170
2014 Cadillac Escalade$1,898$158
2013 Cadillac Escalade$1,972$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Cadillac Escalade trim levels for each model year.