2013 Cadillac Escalade Car Insurance Calculator

Get instant feedback how choices you make influence insurance rates for a 2013 Cadillac Escalade. Modify options like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2013 Cadillac Escalade is $1,972 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,972

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac Escalade Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Cadillac Escalade.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,972
Average Rate
Your Rate
$1,972

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Cadillac Escalade trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Cadillac Escalade is $1,972.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Cadillac Escalade Segment Comparison

The table below compares insurance rates for the 2013 Cadillac Escalade against all other models in the large luxury SUV segment. The Cadillac Escalade is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac Escalade, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac Escalade.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Cadillac Escalade Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC90$1,340-$632
2Land Rover LR4$1,684-$288
3Lincoln Navigator$1,708-$264
4Infiniti QX56$1,830-$142
5Toyota Land Cruiser$1,872-$100
6Cadillac Escalade$1,972--
2013 Large Luxury SUV Average$1,994$22
7Mercedes-Benz ML63 AMG$2,002$30
8Mercedes-Benz GL550$2,016$44
9Lexus LX 570$2,054$82
10Land Rover Range Rover$2,190$218
11Mercedes-Benz GL63 AMG$2,216$244
12Mercedes-Benz G550$2,482$510
13Mercedes-Benz G63 AMG$2,550$578

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Escalade Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Cadillac Escalade.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Cadillac Escalade Insurance Rates by Trim Level
2013 Cadillac Escalade Trim Level Annual Premium Cost Per Month
Extended 4WD$1,724$144
Extended Luxury Edition 4WD$1,766$147
Extended Premium Edition 4WD$1,766$147
Hybrid 2WD$1,872$156
2WD$1,874$156
4WD$1,902$159
Luxury Edition 2WD$1,902$159
Luxury Edition 4WD$1,902$159
Hybrid 4WD$1,912$159
Premium Edition 2WD$1,942$162
Premium Edition 4WD$1,942$162
Hybrid Platinum Edition 2WD$1,952$163
Platinum Edition 2WD$1,982$165
Hybrid Platinum Edition 4WD$1,992$166
Platinum Edition 4WD$2,008$167
ESV 2WD$2,054$171
ESV AWD$2,054$171
ESV Luxury Edition 2WD$2,054$171
ESV Luxury Edition AWD$2,092$174
ESV Premium Edition 2WD$2,092$174
ESV Premium Edition AWD$2,158$180
ESV Platinum Edition 2WD$2,186$182
ESV Platinum Edition AWD$2,226$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Cadillac Escalade for different driver ages.

2013 Cadillac Escalade Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,310$609
17$7,028$586
18$6,191$516
19$5,665$472
20$4,299$358
21$4,094$341
22$3,644$304
23$3,009$251
24$2,830$236
25$2,292$191
30$2,092$174
35$2,028$169
40$1,972$164
45$1,852$154
50$1,760$147
55$1,640$137
60$1,646$137
65$1,758$147
70$1,926$161
75$2,304$192
80$2,860$238

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac Escalade trim levels.