2014 Cadillac Escalade Car Insurance Calculator

Discover and learn how changes to driver risk factors and vehicle options affect the cost of insurance for a 2014 Cadillac Escalade. Experiment with factors like your marital status, location, homeowner status, and credit rating. Instantly know whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2014 Cadillac Escalade is $1,898 per year, or about $158 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,898

Cost Per Month

$158

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac Escalade Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Cadillac Escalade.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,898
Average Rate
Your Rate
$1,898

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Cadillac Escalade trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Cadillac Escalade is $1,898.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Cadillac Escalade Segment Comparison

The table below compares insurance rates for the 2014 Cadillac Escalade against all other models in the large luxury SUV segment. The Cadillac Escalade is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac Escalade, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac Escalade.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Cadillac Escalade Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC90$1,500-$398
2Lincoln Navigator$1,784-$114
3Land Rover LR4$1,854-$44
4Lexus LX 570$1,874-$24
5Cadillac Escalade$1,898--
6Toyota Land Cruiser$1,914$16
7Infiniti QX80$1,930$32
2014 Large Luxury SUV Average$2,061$163
8Mercedes-Benz ML63 AMG$2,168$270
9Mercedes-Benz GL550$2,178$280
10Mercedes-Benz G550$2,212$314
11Mercedes-Benz GL63 AMG$2,324$426
12Land Rover Range Rover$2,482$584
13Mercedes-Benz G63 AMG$2,678$780

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Escalade Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Cadillac Escalade.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Cadillac Escalade Insurance Rates by Trim Level
2014 Cadillac Escalade Trim Level Annual Premium Cost Per Month
2WD$1,830$153
ESV 2WD$1,830$153
ESV AWD$1,830$153
4WD$1,860$155
Luxury Edition 2WD$1,860$155
ESV Luxury Edition 2WD$1,874$156
ESV Luxury Edition AWD$1,874$156
Luxury Edition 4WD$1,902$159
Premium Edition 2WD$1,902$159
Premium Edition 4WD$1,902$159
ESV Premium Edition 2WD$1,916$160
ESV Premium Edition AWD$1,916$160
ESV Platinum Edition 2WD$1,944$162
Platinum Edition 2WD$1,972$164
Platinum Edition 4WD$1,972$164
ESV Platinum Edition AWD$1,986$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Cadillac Escalade for different driver ages.

2014 Cadillac Escalade Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,987$582
17$6,743$562
18$5,982$499
19$5,455$455
20$4,149$346
21$3,953$329
22$3,524$294
23$2,892$241
24$2,726$227
25$2,206$184
30$2,014$168
35$1,952$163
40$1,898$158
45$1,778$148
50$1,686$141
55$1,576$131
60$1,582$132
65$1,690$141
70$1,842$154
75$2,192$183
80$2,722$227

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac Escalade trim levels.