2014 Cadillac SRX Car Insurance Calculator

Monitor in real-time how seemingly small changes impact car insurance rates for a 2014 Cadillac SRX. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately how much your choice changes rates and why.

The average estimated car insurance premium for a 2014 Cadillac SRX is $1,620 per year, or about $135 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,620

Cost Per Month

$135

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac SRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Cadillac SRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,620
Average Rate
Your Rate
$1,620

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Cadillac SRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Cadillac SRX is $1,620.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Cadillac SRX Segment Comparison

The table below compares insurance rates for the 2014 Cadillac SRX against all other models in the midsize luxury SUV segment. The Cadillac SRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac SRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac SRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Cadillac SRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln MKX$1,334-$286
2Infiniti QX50$1,486-$134
3Volvo XC70$1,536-$84
4Acura MDX$1,542-$78
5Lexus RX 350$1,548-$72
6Lincoln MKT$1,606-$14
7Cadillac SRX$1,620--
8Land Rover LR2$1,648$28
9Infiniti QX60$1,726$106
10Mercedes-Benz GL350$1,732$112
11Mercedes-Benz ML550$1,746$126
12Lexus GX 460$1,754$134
13Lexus RX 450$1,756$136
2014 Midsize Luxury SUV Average$1,767$147
14Audi Q7$1,892$272
15Mercedes-Benz GLK350$1,902$282
16Audi SQ5$1,910$290
17Mercedes-Benz ML350$1,918$298
18Mercedes-Benz GL450$1,926$306
19Porsche Cayenne$2,114$494
20BMW X6$2,150$530
21BMW X5$2,256$636

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 SRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Cadillac SRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Cadillac SRX Insurance Rates by Trim Level
2014 Cadillac SRX Trim Level Annual Premium Cost Per Month
2WD$1,534$128
Luxury 2WD$1,576$131
Sport Edition 2WD$1,576$131
Luxury AWD$1,620$135
Luxury Sport Edition 2WD$1,620$135
Luxury Sport Edition AWD$1,620$135
Performance 2WD$1,620$135
Performance AWD$1,620$135
Performance Sport Edition 2WD$1,620$135
Premium 2WD$1,620$135
Performance Sport Edition AWD$1,662$139
Premium AWD$1,662$139
Premium Sport Edition 2WD$1,662$139
Premium Sport Edition AWD$1,662$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Cadillac SRX for different driver ages.

2014 Cadillac SRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,774$481
17$5,563$464
18$4,931$411
19$4,519$377
20$3,455$288
21$3,297$275
22$2,949$246
23$2,449$204
24$2,306$192
25$1,874$156
30$1,722$144
35$1,666$139
40$1,620$135
45$1,520$127
50$1,442$120
55$1,348$112
60$1,352$113
65$1,434$120
70$1,554$130
75$1,838$153
80$2,258$188

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac SRX trim levels.