2015 Cadillac SRX Car Insurance Calculator

Observe in real-time how the choices you make impact the cost of insurance for a 2015 Cadillac SRX. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2015 Cadillac SRX is $1,710 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,710

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac SRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Cadillac SRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,710
Average Rate
Your Rate
$1,710

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Cadillac SRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Cadillac SRX is $1,710.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Cadillac SRX Segment Comparison

The table below compares insurance rates for the 2015 Cadillac SRX against all other models in the midsize luxury SUV segment. The Cadillac SRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac SRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac SRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Cadillac SRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,488-$222
2Infiniti QX50$1,550-$160
3Lincoln MKX$1,554-$156
4Acura MDX$1,570-$140
5Volvo XC70$1,596-$114
6Mercedes-Benz GLK350$1,622-$88
7Land Rover Discovery$1,638-$72
8Lincoln MKT$1,690-$20
9Cadillac SRX$1,710--
10Land Rover LR2$1,722$12
11Lexus RX 350$1,782$72
12Infiniti QX60$1,814$104
13Lexus GX 460$1,820$110
2015 Midsize Luxury SUV Average$1,831$121
14Audi SQ5$1,870$160
15Audi Q7$1,970$260
16Lexus RX 450$2,012$302
17Mercedes-Benz ML350$2,028$318
18Mercedes-Benz GL350$2,032$322
19BMW X5$2,038$328
20Mercedes-Benz GL450$2,072$362
21Porsche Cayenne$2,150$440
22Mercedes-Benz ML400$2,176$466
23BMW X6$2,206$496

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 SRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Cadillac SRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Cadillac SRX Insurance Rates by Trim Level
2015 Cadillac SRX Trim Level Annual Premium Cost Per Month
2WD$1,618$135
Luxury 2WD$1,662$139
Sport Edition 2WD$1,662$139
Luxury AWD$1,706$142
Luxury Sport Edition 2WD$1,706$142
Luxury Sport Edition AWD$1,706$142
Performance 2WD$1,706$142
Performance AWD$1,706$142
Performance Sport Edition 2WD$1,706$142
Premium 2WD$1,706$142
Performance Sport Edition AWD$1,752$146
Premium AWD$1,752$146
Premium Sport Edition 2WD$1,752$146
Premium Sport Edition AWD$1,796$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Cadillac SRX for different driver ages.

2015 Cadillac SRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,188$516
17$5,939$495
18$5,219$435
19$4,798$400
20$3,655$305
21$3,488$291
22$3,107$259
23$2,594$216
24$2,437$203
25$1,978$165
30$1,810$151
35$1,760$147
40$1,710$143
45$1,608$134
50$1,528$127
55$1,424$119
60$1,428$119
65$1,516$126
70$1,658$138
75$1,972$164
80$2,428$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac SRX trim levels.