2016 Cadillac SRX Car Insurance Calculator

Observe in real-time how different driver, vehicle, and coverage options impact car insurance rates for a 2016 Cadillac SRX. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2016 Cadillac SRX is $1,798 per year, or about $150 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,798

Cost Per Month

$150

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac SRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Cadillac SRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,798
Average Rate
Your Rate
$1,798

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Cadillac SRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Cadillac SRX is $1,798.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Cadillac SRX Segment Comparison

The table below compares insurance rates for the 2016 Cadillac SRX against all other models in the midsize luxury SUV segment. The Cadillac SRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac SRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac SRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Cadillac SRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,500-$298
2Lincoln MKX$1,556-$242
3Volvo V60$1,698-$100
4Lexus RX 350$1,712-$86
5Volvo XC70$1,730-$68
6Cadillac SRX$1,798--
7Acura MDX$1,860$62
8Lincoln MKT$1,884$86
9Infiniti QX60$1,900$102
10Lexus GX 460$1,932$134
11Lexus RX 450$1,946$148
12Mercedes-Benz GLE350$1,974$176
13Land Rover Discovery$1,978$180
2016 Midsize Luxury SUV Average$2,005$207
14Audi SQ5$2,040$242
15Mercedes-Benz GL350$2,056$258
16Mercedes-Benz GLE400$2,120$322
17Tesla Model X$2,208$410
18Mercedes-Benz GLE300$2,212$414
19Mercedes-Benz GL450$2,250$452
20BMW X5$2,264$466
21Mercedes-Benz GLE450$2,282$484
22Mercedes-Benz AMG GLE63$2,358$560
23Porsche Cayenne$2,402$604
24BMW X6$2,460$662

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 SRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Cadillac SRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Cadillac SRX Insurance Rates by Trim Level
2016 Cadillac SRX Trim Level Annual Premium Cost Per Month
2WD$1,714$143
Luxury 2WD$1,764$147
Luxury AWD$1,810$151
Performance 2WD$1,810$151
Performance AWD$1,810$151
Premium 2WD$1,810$151
Premium AWD$1,860$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Cadillac SRX for different driver ages.

2016 Cadillac SRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,452$538
17$6,201$517
18$5,466$456
19$5,019$418
20$3,830$319
21$3,657$305
22$3,264$272
23$2,723$227
24$2,558$213
25$2,080$173
30$1,904$159
35$1,850$154
40$1,798$150
45$1,688$141
50$1,604$134
55$1,496$125
60$1,496$125
65$1,590$133
70$1,736$145
75$2,058$172
80$2,528$211

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac SRX trim levels.