2019 Cadillac XT5 Car Insurance Calculator

Gain insights into how decisions you make impact car insurance rates for a 2019 Cadillac XT5. Update factors like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover whether rates increased or decreased.

The average estimated car insurance premium for a 2019 Cadillac XT5 is $1,864 per year, or about $155 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,864

Cost Per Month

$155

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac XT5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Cadillac XT5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,864
Average Rate
Your Rate
$1,864

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Cadillac XT5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Cadillac XT5 is $1,864.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Cadillac XT5 Segment Comparison

The table below compares insurance rates for the 2019 Cadillac XT5 against all other models in the midsize luxury SUV segment. The Cadillac XT5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac XT5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac XT5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Cadillac XT5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,864--
2Infiniti QX50$1,900$36
3Lexus RX 350L$1,940$76
4Lincoln Nautilus$1,980$116
5Lincoln MKT$2,010$146
6Lexus RX 350$2,018$154
7Jaguar E-Pace$2,032$168
8Acura MDX$2,090$226
9Audi SQ5$2,146$282
10Lexus GX 460$2,156$292
11Lexus RX 450$2,168$304
12Land Rover Discovery$2,172$308
13Infiniti QX60$2,186$322
14Volvo V90$2,202$338
2019 Midsize Luxury SUV Average$2,290$426
15Mercedes-Benz AMG GLC43$2,308$444
16Mercedes-Benz GLE400$2,320$456
17BMW X5$2,334$470
18Audi Q7$2,386$522
19Audi Q8$2,510$646
20Mercedes-Benz AMG GLC63$2,558$694
21Audi e-tron$2,564$700
22Tesla Model X$2,604$740
23BMW X6$2,698$834
24Mercedes-Benz AMG GLE43$2,732$868
25Porsche Cayenne$2,768$904
26Mercedes-Benz AMG GLE63$2,890$1,026

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 XT5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Cadillac XT5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Cadillac XT5 Insurance Rates by Trim Level
2019 Cadillac XT5 Trim Level Annual Premium Cost Per Month
2WD$1,764$147
AWD$1,764$147
Luxury 2WD$1,820$152
Luxury AWD$1,880$157
Premium Luxury 2WD$1,880$157
Premium Luxury AWD$1,940$162
Platinum AWD$2,000$167

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Cadillac XT5 for different driver ages.

2019 Cadillac XT5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,556$546
17$6,374$531
18$5,760$480
19$5,228$436
20$4,016$335
21$3,831$319
22$3,435$286
23$2,807$234
24$2,660$222
25$2,164$180
30$1,992$166
35$1,912$159
40$1,864$155
45$1,738$145
50$1,646$137
55$1,538$128
60$1,542$129
65$1,644$137
70$1,764$147
75$2,058$172
80$2,536$211

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac XT5 trim levels.