2023 Cadillac XT6 Car Insurance Calculator

See in real-time how different driver, vehicle, and coverage options impact car insurance rates for a 2023 Cadillac XT6. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2023 Cadillac XT6 is $2,206 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,206

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac XT6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Cadillac XT6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,206
Average Rate
Your Rate
$2,206

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Cadillac XT6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Cadillac XT6 is $2,206.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Cadillac XT6 Segment Comparison

The table below compares insurance rates for the 2023 Cadillac XT6 against all other models in the midsize luxury SUV segment. The Cadillac XT6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac XT6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac XT6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Cadillac XT6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$162
2Infiniti QX50$2,112-$94
3Cadillac XT5$2,166-$40
4Cadillac XT6$2,206--
5Acura MDX$2,272$66
6Lincoln Nautilus$2,306$100
7Lexus RX 350L$2,332$126
8Land Rover Discovery Sport$2,334$128
9Jaguar E-Pace$2,356$150
10Volvo V90$2,376$170
11Lexus RX 450h$2,404$198
12Lexus GX 460$2,430$224
13Volvo V60$2,446$240
14Lexus RX 450hL$2,454$248
15Mercedes-Benz AMG GLB35$2,500$294
16Genesis GV80$2,504$298
17Audi SQ5$2,512$306
18Lincoln Aviator$2,532$326
19Infiniti QX60$2,548$342
20Mercedes-Benz GLE450$2,570$364
21Mercedes-Benz GLE350$2,604$398
22Land Rover Discovery$2,616$410
2023 Midsize Luxury SUV Average$2,652$446
23Mercedes-Benz AMG GLC43$2,654$448
24Audi Q7$2,720$514
25Audi e-tron$2,814$608
26Tesla Model X$2,826$620
27Mercedes-Benz AMG GLE53$2,830$624
28BMW X5$2,886$680
29Audi Q8$2,894$688
30Land Rover Range Rover Sport$2,918$712
31Audi SQ7$3,056$850
32BMW iX$3,102$896
33BMW X6$3,160$954
34Porsche Cayenne$3,186$980
35Mercedes-Benz AMG GLE63$3,340$1,134
36Audi RS 6$3,394$1,188
37BMW XM$3,722$1,516

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 XT6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Cadillac XT6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Cadillac XT6 Insurance Rates by Trim Level
2023 Cadillac XT6 Trim Level Annual Premium Cost Per Month
Luxury 2WD$2,104$175
Luxury AWD$2,146$179
Premium Luxury 2WD$2,222$185
Premium Luxury AWD$2,256$188
Sport AWD$2,304$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Cadillac XT6 for different driver ages.

2023 Cadillac XT6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,606$634
17$7,420$618
18$6,749$562
19$6,118$510
20$4,720$393
21$4,510$376
22$4,057$338
23$3,312$276
24$3,146$262
25$2,564$214
30$2,366$197
35$2,266$189
40$2,206$184
45$2,060$172
50$1,944$162
55$1,816$151
60$1,822$152
65$1,938$162
70$2,066$172
75$2,394$200
80$2,934$245

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac XT6 trim levels.