2024 Cadillac XT6 Car Insurance Calculator

Gain insights into how life choices impact car insurance rates for a 2024 Cadillac XT6. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2024 Cadillac XT6 is $2,292 per year, or about $191 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,292

Cost Per Month

$191

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac XT6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Cadillac XT6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,292
Average Rate
Your Rate
$2,292

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Cadillac XT6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Cadillac XT6 is $2,292.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Cadillac XT6 Segment Comparison

The table below compares insurance rates for the 2024 Cadillac XT6 against all other models in the midsize luxury SUV segment. The Cadillac XT6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac XT6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac XT6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Cadillac XT6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$102
2Cadillac XT5$2,210-$82
3Infiniti QX50$2,276-$16
4Cadillac XT6$2,292--
5Infiniti QX60$2,304$12
6Mercedes-Benz AMG GLB35$2,308$16
7Acura MDX$2,342$50
8Lexus RX 350$2,350$58
9Lexus TX 350$2,380$88
10Lexus RX 350h$2,410$118
11Lexus TX 500h$2,446$154
12Lexus RX 500h$2,454$162
13Lincoln Nautilus$2,472$180
14Lexus RX 450h$2,476$184
15Volvo V90$2,496$204
16Audi SQ5$2,584$292
17Mercedes-Benz GLE350$2,616$324
18Lincoln Aviator$2,636$344
19Lexus GX 550$2,664$372
20Volvo V60$2,742$450
21Land Rover Discovery Sport$2,746$454
22Mercedes-Benz GLE450$2,758$466
2024 Midsize Luxury SUV Average$2,782$490
23Cadillac Lyriq$2,784$492
24Volvo EX90$2,806$514
25Audi Q7$2,842$550
26Genesis GV80$2,854$562
27Mercedes-Benz AMG GLC43$2,868$576
28Audi e-tron$2,920$628
29Tesla Model X$2,944$652
30BMW X5$2,992$700
31Audi Q8$3,012$720
32Land Rover Discovery$3,026$734
33Mercedes-Benz AMG GLE53$3,046$754
34Audi SQ7$3,148$856
35BMW iX$3,192$900
36BMW X6$3,272$980
37Land Rover Range Rover Sport$3,410$1,118
38Audi RS 6$3,482$1,190
39Porsche Cayenne$3,506$1,214
40BMW XM$3,844$1,552
41Mercedes-Benz AMG GLE63$3,948$1,656

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 XT6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Cadillac XT6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Cadillac XT6 Insurance Rates by Trim Level
2024 Cadillac XT6 Trim Level Annual Premium Cost Per Month
Luxury 2WD$2,184$182
Luxury AWD$2,226$186
Premium Luxury 2WD$2,306$192
Premium Luxury AWD$2,348$196
Sport AWD$2,392$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Cadillac XT6 for different driver ages.

2024 Cadillac XT6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,865$655
17$7,677$640
18$6,993$583
19$6,336$528
20$4,893$408
21$4,676$390
22$4,211$351
23$3,435$286
24$3,264$272
25$2,660$222
30$2,456$205
35$2,352$196
40$2,292$191
45$2,138$178
50$2,020$168
55$1,884$157
60$1,890$158
65$2,010$168
70$2,140$178
75$2,478$207
80$3,032$253

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac XT6 trim levels.