Chevrolet Bolt Car Insurance Calculator

Learn in real-time how choices you make impact car insurance rates for a Chevrolet Bolt. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2023 Chevrolet Bolt is $2,206 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,206

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Bolt Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Chevrolet Bolt.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,206
Average Rate
Your Rate
$2,206

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Chevrolet Bolt.

The 'Average Rate' is a combined value for all Chevrolet Bolt trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Chevrolet Bolt is $2,206.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Chevrolet Bolt vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Chevrolet Bolt against all other models in the small SUV segment. The Chevrolet Bolt is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Bolt, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Bolt.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Chevrolet Bolt Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$484
2Subaru Crosstrek$1,740-$466
3Nissan Kicks$1,744-$462
4Nissan Rogue Sport$1,776-$430
5Mazda CX-5$1,794-$412
6Buick Encore$1,814-$392
7Buick Envision$1,822-$384
8Kia Seltos$1,844-$362
9Hyundai Venue$1,854-$352
10Honda HR-V$1,886-$320
11Hyundai Kona$1,910-$296
12Subaru Forester$1,926-$280
13Honda CR-V$1,932-$274
14Mazda CX-30$1,936-$270
15Chevrolet Trax$1,950-$256
16Volkswagen Tiguan$1,978-$228
17Ford Bronco Sport$1,984-$222
18Fiat 500X$2,018-$188
19Kia Soul$2,022-$184
20GMC Terrain$2,024-$182
21Mitsubishi Eclipse Cross$2,034-$172
22Chevrolet Equinox$2,048-$158
23Toyota Corolla Cross$2,056-$150
24Volkswagen Taos$2,062-$144
25Mazda CX-50$2,064-$142
2023 Small SUV Average$2,073-$133
26Hyundai Tucson$2,082-$124
27Ford Escape$2,086-$120
28Nissan Rogue$2,094-$112
29Kia Niro$2,110-$96
30Toyota RAV4$2,112-$94
31Mazda MX-30$2,116-$90
32Mini Cooper$2,126-$80
33Jeep Compass$2,130-$76
34Mini Cooper Clubman$2,162-$44
35Jeep Renegade$2,192-$14
36Chevrolet Bolt$2,206--
37Toyota bz4X$2,216$10
38Hyundai Ioniq 5$2,260$54
39Kia Sportage$2,270$64
40Mini Cooper Countryman$2,338$132
41Mitsubishi Mirage$2,340$134
42Mitsubishi Outlander$2,352$146
43Volkswagen ID4$2,366$160
44Kia EV6$2,416$210
45Dodge Hornet$2,418$212
46Hyundai Nexo$2,508$302
47Ford Mustang Mach-E$2,576$370

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Bolt Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Chevrolet Bolt.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Chevrolet Bolt Insurance Rates by Trim Level
2023 Chevrolet Bolt Trim Level Annual Premium Cost Per Month
EV 1LT$2,126$177
EUV LT$2,180$182
EV 2LT$2,222$185
EUV Premier$2,296$191

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Chevrolet Bolt for different driver ages.

2023 Chevrolet Bolt Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,884$657
17$7,618$635
18$6,787$566
19$6,200$517
20$4,743$395
21$4,527$377
22$4,048$337
23$3,341$278
24$3,152$263
25$2,560$213
30$2,348$196
35$2,268$189
40$2,206$184
45$2,066$172
50$1,958$163
55$1,828$152
60$1,832$153
65$1,948$162
70$2,114$176
75$2,494$208
80$3,070$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Bolt trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Chevrolet Bolt.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Chevrolet Bolt Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 Chevrolet Bolt$2,206$184
2022 Chevrolet Bolt$1,994$166
2021 Chevrolet Bolt$2,160$180
2020 Chevrolet Bolt$2,100$175
2019 Chevrolet Bolt$1,898$158
2018 Chevrolet Bolt$1,830$153
2017 Chevrolet Bolt$1,768$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chevrolet Bolt trim levels for each model year.