2020 Chevrolet Bolt Car Insurance Calculator

Understand how changes to different risk factors influence insurance rates for a 2020 Chevrolet Bolt. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2020 Chevrolet Bolt is $2,100 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,100

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Bolt Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Chevrolet Bolt.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,100
Average Rate
Your Rate
$2,100

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Chevrolet Bolt trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Chevrolet Bolt is $2,100.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Chevrolet Bolt vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Chevrolet Bolt against all other models in the small SUV segment. The Chevrolet Bolt is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Bolt, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Bolt.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Chevrolet Bolt Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580-$520
2Honda CR-V$1,638-$462
3Mazda CX-5$1,658-$442
4Mazda CX-30$1,664-$436
5Ford Ecosport$1,670-$430
6Toyota C-HR$1,676-$424
7Nissan Rogue Sport$1,686-$414
8Buick Envision$1,702-$398
9Chevrolet Trax$1,706-$394
10Nissan Kicks$1,708-$392
11Mitsubishi Eclipse Cross$1,710-$390
12Hyundai Kona$1,714-$386
13Hyundai Tucson$1,718-$382
14Kia Sportage$1,722-$378
15Kia Soul$1,736-$364
16Hyundai Venue$1,738-$362
17Chevrolet Equinox$1,742-$358
18Jeep Compass$1,756-$344
19Volkswagen Tiguan$1,774-$326
20Honda HR-V$1,784-$316
21Subaru Forester$1,792-$308
22Buick Encore$1,802-$298
23Nissan Rogue$1,808-$292
24Ford Escape$1,814-$286
25Subaru Crosstrek$1,820-$280
26GMC Terrain$1,826-$274
2020 Small SUV Average$1,835-$265
27Fiat 500X$1,886-$214
28Jeep Renegade$1,900-$200
29Toyota RAV4$1,962-$138
30Kia Niro$1,976-$124
31Mini Cooper Countryman$2,014-$86
32Mini Cooper$2,062-$38
33Mitsubishi Mirage$2,092-$8
34Chevrolet Bolt$2,100--
35Mini Cooper Clubman$2,244$144
36Mitsubishi Outlander$2,280$180
37Hyundai Nexo$2,428$328

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Bolt Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Chevrolet Bolt.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Chevrolet Bolt Insurance Rates by Trim Level
2020 Chevrolet Bolt Trim Level Annual Premium Cost Per Month
LT Sedan$2,068$172
Premier Sedan$2,128$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Chevrolet Bolt for different driver ages.

2020 Chevrolet Bolt Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,715$643
17$7,415$618
18$6,535$545
19$5,983$499
20$4,548$379
21$4,336$361
22$3,860$322
23$3,201$267
24$3,010$251
25$2,434$203
30$2,228$186
35$2,160$180
40$2,100$175
45$1,972$164
50$1,872$156
55$1,748$146
60$1,752$146
65$1,866$156
70$2,046$171
75$2,440$203
80$3,020$252

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Bolt trim levels.