2021 Chevrolet Colorado Car Insurance Calculator

See in real-time how choices you make impact car insurance rates for a 2021 Chevrolet Colorado. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2021 Chevrolet Colorado is $1,734 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,734

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Colorado Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Chevrolet Colorado.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,734
Average Rate
Your Rate
$1,734

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Chevrolet Colorado trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Chevrolet Colorado is $1,734.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Chevrolet Colorado Segment Comparison

The table below compares insurance rates for the 2021 Chevrolet Colorado against all other models in the midsize truck segment. The Chevrolet Colorado is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Colorado, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Colorado.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Chevrolet Colorado Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Colorado$1,734--
2Ford Ranger$1,850$116
3Toyota Tacoma$1,854$120
4Nissan Frontier$1,862$128
2021 Midsize Truck Average$1,908$174
5GMC Canyon$1,994$260
6Jeep Gladiator$2,024$290
7Honda Ridgeline$2,036$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Colorado Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Chevrolet Colorado.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Chevrolet Colorado Insurance Rates by Trim Level
2021 Chevrolet Colorado Trim Level Annual Premium Cost Per Month
LT Extended Cab 4WD$1,492$124
WT Crew Cab 4WD$1,492$124
WT Extended Cab 4WD$1,492$124
LT Crew Cab 4WD$1,558$130
Extended Cab 2WD$1,628$136
WT Extended Cab 2WD$1,736$145
Z71 Extended Cab 4WD$1,752$146
LT Extended Cab 2WD$1,756$146
WT Crew Cab 2WD$1,756$146
Z71 Crew Cab 4WD$1,814$151
LT Crew Cab 2WD$1,822$152
ZR2 Crew Cab 4WD$1,880$157
ZR2 Extended Cab 4WD$1,880$157
Z71 Crew Cab 2WD$1,996$166
Z71 Extended Cab 2WD$1,996$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Chevrolet Colorado for different driver ages.

2021 Chevrolet Colorado Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,208$517
17$5,989$499
18$5,316$443
19$4,863$405
20$3,715$310
21$3,548$296
22$3,168$264
23$2,626$219
24$2,473$206
25$2,008$167
30$1,844$154
35$1,784$149
40$1,734$145
45$1,628$136
50$1,546$129
55$1,444$120
60$1,446$121
65$1,536$128
70$1,664$139
75$1,970$164
80$2,422$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Colorado trim levels.