2014 Chevrolet Cruze Car Insurance Calculator

View in real-time how choices you make impact car insurance rates for a 2014 Chevrolet Cruze. Update factors like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover how changes you make impact the rate.

The average estimated car insurance premium for a 2014 Chevrolet Cruze is $1,646 per year, or about $137 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,646

Cost Per Month

$137

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Cruze Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Chevrolet Cruze.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,646
Average Rate
Your Rate
$1,646

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Chevrolet Cruze trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Chevrolet Cruze is $1,646.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Chevrolet Cruze vs. the Small Car Segment

The table below compares insurance rates for the 2014 Chevrolet Cruze against all other models in the small car segment. The Chevrolet Cruze is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Cruze, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Cruze.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Chevrolet Cruze Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion IQ$1,066-$580
2Kia Rio5$1,278-$368
3Nissan Versa$1,284-$362
4Ford Fiesta$1,290-$356
5Hyundai Accent$1,298-$348
6Toyota Yaris$1,302-$344
7Smart Fortwo$1,306-$340
8Nissan Sentra$1,312-$334
9Chevrolet Sonic$1,316-$330
10Chevrolet Spark$1,322-$324
11Kia Rio$1,334-$312
12Mazda 2$1,348-$298
13Chrysler Fiat 500$1,366-$280
14Honda Civic$1,368-$278
15Hyundai Veloster$1,378-$268
16Toyota Corolla$1,390-$256
17Nissan Leaf$1,396-$250
18Hyundai Elantra$1,402-$244
19Mazda 3$1,414-$232
20Volkswagen Golf$1,428-$218
21Honda CR-Z$1,432-$214
2014 Small Car Average$1,433-$213
22Kia Forte$1,440-$206
23Ford Focus$1,456-$190
24Toyota Prius$1,470-$176
25Volkswagen GTI$1,492-$154
26Volkswagen Beetle$1,502-$144
27Subaru Impreza$1,504-$142
28Scion FR-S$1,514-$132
29Volkswagen Jetta$1,520-$126
30Chevrolet Volt$1,532-$114
31Chevrolet Cruze$1,646--
32Honda Fit$1,656$10
33Volkswagen EOS$1,660$14
34Mitsubishi Lancer$1,710$64
35Dodge Dart$1,720$74
36Scion TC$1,726$80

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Cruze Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Chevrolet Cruze.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Chevrolet Cruze Insurance Rates by Trim Level
2014 Chevrolet Cruze Trim Level Annual Premium Cost Per Month
LS Sedan$1,536$128
EcoSedan$1,620$135
LT Sedan$1,620$135
LTZ Sedan$1,706$142
Sedan Turbo Diesel$1,746$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Chevrolet Cruze for different driver ages.

2014 Chevrolet Cruze Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,246$521
17$5,925$494
18$5,076$423
19$4,707$392
20$3,544$295
21$3,372$281
22$2,981$248
23$2,523$210
24$2,352$196
25$1,904$159
30$1,732$144
35$1,700$142
40$1,646$137
45$1,558$130
50$1,490$124
55$1,390$116
60$1,390$116
65$1,478$123
70$1,648$137
75$2,000$167
80$2,478$207

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Cruze trim levels.