2015 Chevrolet Cruze Car Insurance Calculator

Monitor in real-time how changes to different risk factors impact car insurance rates for a 2015 Chevrolet Cruze. Update factors like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2015 Chevrolet Cruze is $1,758 per year, or about $147 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,758

Cost Per Month

$147

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Cruze Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Chevrolet Cruze.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,758
Average Rate
Your Rate
$1,758

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Chevrolet Cruze trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Chevrolet Cruze is $1,758.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Chevrolet Cruze vs. the Small Car Segment

The table below compares insurance rates for the 2015 Chevrolet Cruze against all other models in the small car segment. The Chevrolet Cruze is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Cruze, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Cruze.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Chevrolet Cruze Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$496
2Honda Fit$1,266-$492
3Scion IQ$1,276-$482
4Toyota Yaris$1,298-$460
5Ford Fiesta$1,316-$442
6Hyundai Accent$1,320-$438
7Nissan Versa$1,334-$424
8Kia Rio5$1,340-$418
9Chrysler Fiat 500$1,342-$416
10Chevrolet Spark$1,370-$388
11Volkswagen Golf$1,392-$366
12Nissan Sentra$1,398-$360
13Toyota Corolla$1,440-$318
14Honda Civic$1,446-$312
15Mazda 3$1,454-$304
16Subaru Impreza$1,458-$300
17Honda CR-Z$1,460-$298
18Chevrolet Sonic$1,468-$290
19Kia Rio$1,488-$270
20Ford Focus$1,516-$242
2015 Small Car Average$1,518-$240
21Hyundai Elantra$1,528-$230
22Nissan Leaf$1,534-$224
23Toyota Prius$1,542-$216
24Volkswagen Beetle$1,586-$172
25Chevrolet Volt$1,634-$124
26Kia Forte$1,654-$104
27Hyundai Veloster$1,666-$92
28Volkswagen GTI$1,670-$88
29Volkswagen EOS$1,692-$66
30Scion FR-S$1,698-$60
31Volkswagen E-Golf$1,702-$56
32Volkswagen Jetta$1,704-$54
33Chevrolet Cruze$1,758--
34Dodge Dart$1,806$48
35Mitsubishi Lancer$1,886$128
36Scion TC$1,950$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Cruze Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Chevrolet Cruze.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Chevrolet Cruze Insurance Rates by Trim Level
2015 Chevrolet Cruze Trim Level Annual Premium Cost Per Month
L Sedan$1,666$139
LS Sedan$1,666$139
LT Sedan$1,724$144
EcoSedan$1,770$148
LTZ Sedan$1,858$155
Sedan Turbo Diesel$1,858$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Chevrolet Cruze for different driver ages.

2015 Chevrolet Cruze Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,682$557
17$6,321$527
18$5,379$448
19$5,002$417
20$3,759$313
21$3,583$299
22$3,162$264
23$2,696$225
24$2,508$209
25$2,026$169
30$1,846$154
35$1,816$151
40$1,758$147
45$1,668$139
50$1,592$133
55$1,488$124
60$1,488$124
65$1,578$132
70$1,766$147
75$2,148$179
80$2,660$222

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Cruze trim levels.