2019 Chevrolet Cruze Car Insurance Calculator

Discover and learn how different driver and vehicle factors impact the cost of insurance for a 2019 Chevrolet Cruze. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the change results in higher or lower rates.

The average estimated car insurance premium for a 2019 Chevrolet Cruze is $2,036 per year, or about $170 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,036

Cost Per Month

$170

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Cruze Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Chevrolet Cruze.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,036
Average Rate
Your Rate
$2,036

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Chevrolet Cruze trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Chevrolet Cruze is $2,036.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Chevrolet Cruze vs. the Small Car Segment

The table below compares insurance rates for the 2019 Chevrolet Cruze against all other models in the small car segment. The Chevrolet Cruze is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Cruze, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Cruze.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Chevrolet Cruze Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$490
2Honda Fit$1,548-$488
3Toyota Corolla$1,552-$484
4Fiat 500$1,560-$476
5Fiat 500L$1,650-$386
6Chevrolet Spark$1,664-$372
7Volkswagen Golf$1,678-$358
8Fiat 124 Spider$1,688-$348
9Hyundai Accent$1,690-$346
10Toyota Yaris$1,694-$342
11Smart Fortwo$1,700-$336
12Subaru Impreza$1,704-$332
13Mazda 3$1,724-$312
14Honda Civic$1,812-$224
15Fiat 500E$1,822-$214
16Nissan Sentra$1,842-$194
17Nissan Versa$1,852-$184
2019 Small Car Average$1,859-$177
18Kia Forte$1,862-$174
19Hyundai Veloster$1,868-$168
20Volkswagen Beetle$1,900-$136
21Kia Rio$1,934-$102
22Toyota Prius$1,950-$86
23Honda Clarity$1,972-$64
24Chevrolet Sonic$1,994-$42
25Volkswagen GTI$2,000-$36
26Hyundai Ioniq$2,016-$20
27Chevrolet Cruze$2,036--
28Chevrolet Volt$2,056$20
29Hyundai Elantra$2,096$60
30Volkswagen Jetta$2,144$108
31Volkswagen E-Golf$2,154$118
32Toyota 86$2,270$234
33Toyota Mirai$2,378$342

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Cruze Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Chevrolet Cruze.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Chevrolet Cruze Insurance Rates by Trim Level
2019 Chevrolet Cruze Trim Level Annual Premium Cost Per Month
L Sedan$1,886$157
LS Hatchback$1,946$162
LS Sedan$1,946$162
LT Sedan$2,006$167
LT Hatchback$2,064$172
Premier Sedan$2,064$172
Diesel Sedan$2,124$177
Premier Hatchback$2,124$177
Diesel Hatchback$2,166$181

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Chevrolet Cruze for different driver ages.

2019 Chevrolet Cruze Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,520$627
17$7,185$599
18$6,253$521
19$5,766$481
20$4,372$364
21$4,165$347
22$3,698$308
23$3,104$259
24$2,907$242
25$2,354$196
30$2,154$180
35$2,100$175
40$2,036$170
45$1,920$160
50$1,828$152
55$1,704$142
60$1,708$142
65$1,816$151
70$2,000$167
75$2,400$200
80$2,962$247

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Cruze trim levels.