2016 Chevrolet Equinox Car Insurance Calculator

Discover how different factors impact the cost of insurance for a 2016 Chevrolet Equinox. Customize rate factors like your marital status, location, homeowner status, and credit rating. Instantly know how and why rates change based on your selections.

The average estimated car insurance premium for a 2016 Chevrolet Equinox is $1,478 per year, or about $123 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,478

Cost Per Month

$123

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Equinox Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Chevrolet Equinox.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,478
Average Rate
Your Rate
$1,478

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Chevrolet Equinox trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Chevrolet Equinox is $1,478.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Chevrolet Equinox vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Chevrolet Equinox against all other models in the small SUV segment. The Chevrolet Equinox is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Equinox, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Equinox.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Chevrolet Equinox Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$170
2Honda CR-V$1,350-$128
3Buick Encore$1,376-$102
4Jeep Compass$1,386-$92
5Nissan Juke$1,388-$90
6Mazda CX-3$1,400-$78
7Mazda CX-5$1,434-$44
8Honda HR-V$1,442-$36
9Mini Cooper Countryman$1,452-$26
10Chevrolet Equinox$1,478--
11GMC Terrain$1,484$6
12Chevrolet Trax$1,504$26
2016 Small SUV Average$1,521$43
13Nissan Rogue$1,522$44
14Mini Cooper$1,528$50
15Mini Cooper Clubman$1,530$52
16Kia Sportage$1,540$62
17Subaru Forester$1,542$64
18Jeep Renegade$1,548$70
19Hyundai Tucson$1,558$80
20Ford Escape$1,588$110
21Toyota RAV4$1,598$120
22Kia Soul$1,602$124
23Buick Envision$1,616$138
24Ford C-Max$1,620$142
25Mitsubishi Outlander$1,634$156
26Mini Cooper Paceman$1,698$220
27Jeep Patriot$1,720$242
28Volkswagen Tiguan$1,738$260

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Equinox Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Chevrolet Equinox.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Chevrolet Equinox Insurance Rates by Trim Level
2016 Chevrolet Equinox Trim Level Annual Premium Cost Per Month
LS 2WD$1,406$117
LS AWD$1,454$121
LT 2WD$1,454$121
LT AWD$1,504$125
LTZ 2WD$1,504$125
LTZ AWD$1,550$129

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Chevrolet Equinox for different driver ages.

2016 Chevrolet Equinox Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,309$442
17$5,096$425
18$4,480$373
19$4,121$343
20$3,144$262
21$3,001$250
22$2,677$223
23$2,237$186
24$2,103$175
25$1,706$142
30$1,568$131
35$1,522$127
40$1,478$123
45$1,390$116
50$1,324$110
55$1,234$103
60$1,236$103
65$1,310$109
70$1,428$119
75$1,696$141
80$2,084$174

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Equinox trim levels.