2022 Chevrolet Equinox Car Insurance Calculator

Learn and understand how decisions you make influence insurance rates for a 2022 Chevrolet Equinox. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2022 Chevrolet Equinox is $1,998 per year, or about $167 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,998

Cost Per Month

$167

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Equinox Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Chevrolet Equinox.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,998
Average Rate
Your Rate
$1,998

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Chevrolet Equinox trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Chevrolet Equinox is $1,998.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Chevrolet Equinox vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Chevrolet Equinox against all other models in the small SUV segment. The Chevrolet Equinox is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Equinox, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Equinox.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Chevrolet Equinox Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$372
2Nissan Kicks$1,666-$332
3Chevrolet Trailblazer$1,678-$320
4Subaru Crosstrek$1,718-$280
5Buick Encore$1,768-$230
6Toyota C-HR$1,774-$224
7Nissan Rogue Sport$1,782-$216
8Hyundai Venue$1,812-$186
9Buick Envision$1,818-$180
10Kia Seltos$1,820-$178
11Ford Bronco Sport$1,828-$170
12Toyota Corolla Cross$1,834-$164
13Hyundai Kona$1,850-$148
14Subaru Forester$1,852-$146
15Volkswagen Tiguan$1,860-$138
16Honda CR-V$1,872-$126
17Mazda CX-30$1,892-$106
18Honda HR-V$1,918-$80
19Ford Ecosport$1,936-$62
20Chevrolet Trax$1,958-$40
21GMC Terrain$1,966-$32
22Mitsubishi Eclipse Cross$1,972-$26
2022 Small SUV Average$1,982-$16
23Hyundai Tucson$1,986-$12
24Chevrolet Bolt$1,994-$4
25Chevrolet Equinox$1,998--
26Volkswagen Taos$2,002$4
27Fiat 500X$2,010$12
28Toyota RAV4$2,018$20
29Kia Soul$2,020$22
30Mazda MX-30$2,062$64
31Jeep Compass$2,070$72
32Kia Niro$2,076$78
33Nissan Rogue$2,092$94
34Ford Escape$2,102$104
35Hyundai Ioniq 5$2,118$120
36Mini Cooper Clubman$2,124$126
37Jeep Renegade$2,126$128
38Kia Sportage$2,136$138
39Volkswagen ID4$2,178$180
40Mini Cooper$2,188$190
41Mini Cooper Countryman$2,210$212
42Mitsubishi Outlander$2,300$302
43Mitsubishi Mirage$2,320$322
44Ford Mustang Mach-E$2,418$420
45Hyundai Nexo$2,444$446

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Equinox Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Chevrolet Equinox.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Chevrolet Equinox Insurance Rates by Trim Level
2022 Chevrolet Equinox Trim Level Annual Premium Cost Per Month
LS$1,918$160
LT$1,926$161
LS AWD$1,940$162
LT AWD$1,984$165
RS$2,004$167
RS AWD$2,044$170
Premier$2,070$173
Premier AWD$2,098$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Chevrolet Equinox for different driver ages.

2022 Chevrolet Equinox Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,149$596
17$6,885$574
18$6,096$508
19$5,587$466
20$4,268$356
21$4,074$340
22$3,640$303
23$3,028$252
24$2,851$238
25$2,312$193
30$2,122$177
35$2,058$172
40$1,998$167
45$1,874$156
50$1,780$148
55$1,658$138
60$1,664$139
65$1,764$147
70$1,922$160
75$2,276$190
80$2,794$233

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Equinox trim levels.