2023 Chevrolet Equinox Car Insurance Calculator

Learn in real-time how life choices impact the cost of insurance for a 2023 Chevrolet Equinox. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2023 Chevrolet Equinox is $2,048 per year, or about $171 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,048

Cost Per Month

$171

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Equinox Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Chevrolet Equinox.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,048
Average Rate
Your Rate
$2,048

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Chevrolet Equinox trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Chevrolet Equinox is $2,048.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Chevrolet Equinox vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Chevrolet Equinox against all other models in the small SUV segment. The Chevrolet Equinox is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Equinox, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Equinox.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Chevrolet Equinox Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$326
2Subaru Crosstrek$1,740-$308
3Nissan Kicks$1,744-$304
4Nissan Rogue Sport$1,776-$272
5Mazda CX-5$1,794-$254
6Buick Encore$1,814-$234
7Buick Envision$1,822-$226
8Kia Seltos$1,844-$204
9Hyundai Venue$1,854-$194
10Honda HR-V$1,886-$162
11Hyundai Kona$1,910-$138
12Subaru Forester$1,926-$122
13Honda CR-V$1,932-$116
14Mazda CX-30$1,936-$112
15Chevrolet Trax$1,950-$98
16Volkswagen Tiguan$1,978-$70
17Ford Bronco Sport$1,984-$64
18Fiat 500X$2,018-$30
19Kia Soul$2,022-$26
20GMC Terrain$2,024-$24
21Mitsubishi Eclipse Cross$2,034-$14
22Chevrolet Equinox$2,048--
23Toyota Corolla Cross$2,056$8
24Volkswagen Taos$2,062$14
25Mazda CX-50$2,064$16
2023 Small SUV Average$2,073$25
26Hyundai Tucson$2,082$34
27Ford Escape$2,086$38
28Nissan Rogue$2,094$46
29Kia Niro$2,110$62
30Toyota RAV4$2,112$64
31Mazda MX-30$2,116$68
32Mini Cooper$2,126$78
33Jeep Compass$2,130$82
34Mini Cooper Clubman$2,162$114
35Jeep Renegade$2,192$144
36Chevrolet Bolt$2,206$158
37Toyota bz4X$2,216$168
38Hyundai Ioniq 5$2,260$212
39Kia Sportage$2,270$222
40Mini Cooper Countryman$2,338$290
41Mitsubishi Mirage$2,340$292
42Mitsubishi Outlander$2,352$304
43Volkswagen ID4$2,366$318
44Kia EV6$2,416$368
45Dodge Hornet$2,418$370
46Hyundai Nexo$2,508$460
47Ford Mustang Mach-E$2,576$528

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Equinox Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Chevrolet Equinox.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Chevrolet Equinox Insurance Rates by Trim Level
2023 Chevrolet Equinox Trim Level Annual Premium Cost Per Month
LS$1,962$164
LT$1,992$166
LS AWD$2,006$167
LT AWD$2,036$170
RS$2,064$172
Premier$2,092$174
RS AWD$2,100$175
Premier AWD$2,120$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Chevrolet Equinox for different driver ages.

2023 Chevrolet Equinox Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,281$607
17$7,015$585
18$6,215$518
19$5,699$475
20$4,359$363
21$4,162$347
22$3,722$310
23$3,097$258
24$2,914$243
25$2,370$198
30$2,174$181
35$2,106$176
40$2,048$171
45$1,918$160
50$1,822$152
55$1,700$142
60$1,702$142
65$1,806$151
70$1,964$164
75$2,320$193
80$2,848$237

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Equinox trim levels.