2013 Chevrolet Express Car Insurance Calculator

Get real-time feedback how different driver, vehicle, and coverage options impact the cost of car insurance for a 2013 Chevrolet Express. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2013 Chevrolet Express is $1,372 per year, or about $114 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,372

Cost Per Month

$114

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Express Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Chevrolet Express.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,372
Average Rate
Your Rate
$1,372

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Chevrolet Express trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Chevrolet Express is $1,372.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Chevrolet Express vs. the Large Van Segment

The table below compares insurance rates for the 2013 Chevrolet Express against all other models in the large van segment. The Chevrolet Express is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Express, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Express.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Chevrolet Express Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Express$1,372--
2Nissan NV$1,396$24
2013 Large Van Average$1,477$105
3Ford Econoline$1,492$120
4GMC Savana$1,544$172
5Mercedes-Benz Sprinter$1,582$210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Express Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Chevrolet Express.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Chevrolet Express Insurance Rates by Trim Level
2013 Chevrolet Express Trim Level Annual Premium Cost Per Month
Cargo 2500 2WD$1,240$103
2500 2WD$1,246$104
2500 LS 2WD$1,246$104
Cargo 1500 2WD$1,276$106
2500 LT 2WD$1,286$107
1500 LS 2WD$1,318$110
1500 AWD$1,358$113
1500 LS AWD$1,358$113
1500 LT 2WD$1,358$113
Cargo 1500 AWD$1,358$113
Cargo 3500 2WD$1,378$115
3500 2WD$1,418$118
3500 LS 2WD$1,418$118
Cargo 2500 2WD Turbo Diesel$1,424$119
1500 LT AWD$1,436$120
3500 LT 2WD$1,456$121
Cargo 3500 2WD Turbo Diesel$1,538$128
3500 2WD Turbo Diesel$1,578$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Chevrolet Express for different driver ages.

2013 Chevrolet Express Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,186$432
17$4,927$411
18$4,233$353
19$3,920$327
20$2,953$246
21$2,814$235
22$2,489$207
23$2,098$175
24$1,960$163
25$1,584$132
30$1,440$120
35$1,416$118
40$1,372$114
45$1,296$108
50$1,236$103
55$1,154$96
60$1,156$96
65$1,228$102
70$1,366$114
75$1,660$138
80$2,056$171

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Express trim levels.