2013 Chevrolet Silverado HD 2500 Car Insurance Calculator

Explore and understand how seemingly small changes impact the cost of insurance for a 2013 Chevrolet Silverado HD 2500. Ajust options like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2013 Chevrolet Silverado HD 2500 is $1,568 per year, or about $131 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,568

Cost Per Month

$131

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado HD 2500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Chevrolet Silverado HD 2500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,568
Average Rate
Your Rate
$1,568

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Chevrolet Silverado HD 2500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Chevrolet Silverado HD 2500 is $1,568.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Chevrolet Silverado HD 2500 Segment Comparison

The table below compares insurance rates for the 2013 Chevrolet Silverado HD 2500 against all other models in the heavy duty truck segment. The Chevrolet Silverado HD 2500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado HD 2500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado HD 2500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Chevrolet Silverado HD 2500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 2500 HD$1,550-$18
2Chevrolet Silverado HD 2500$1,568--
3Ram Truck 2500$1,676$108
2013 Heavy Duty Truck Average$1,768$200
4Ford F250 Super Duty$1,776$208
5Ford F450 Super Duty$1,794$226
6GMC Sierra 3500$1,834$266
7Chevrolet Silverado HD 3500$1,864$296
8Ford F350 Super Duty$1,908$340
9Ram Truck 3500$1,946$378

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Silverado HD 2500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Chevrolet Silverado HD 2500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Chevrolet Silverado HD 2500 Insurance Rates by Trim Level
2013 Chevrolet Silverado HD 2500 Trim Level Annual Premium Cost Per Month
WT Fleetside 2WD$1,370$114
LT Fleetside 2WD$1,410$118
WT Extended FLTSD 2WD$1,410$118
WT Fleetside 4WD$1,464$122
LT Extended FLTSD 2WD$1,492$124
WT Crew Cab 2WD$1,492$124
LT Crew Cab 2WD$1,530$128
LT Fleetside 2WD Diesel$1,530$128
WT Extended FLTSD 2WD Diesel$1,530$128
WT Fleetside 2WD Diesel$1,530$128
LT Fleetside 4WD$1,544$129
WT Extended FLTSD 4WD$1,544$129
LT Crew Cab 2WD Diesel$1,570$131
LT Extended FLTSD 2WD Diesel$1,570$131
LTZ Crew Cab 2WD$1,570$131
LTZ Extended FLTSD 2WD$1,570$131
WT Crew Cab 2WD Diesel$1,570$131
LT Extended FLTSD 4WD$1,582$132
WT Crew Cab 4WD$1,582$132
WT Fleetside 4WD Diesel$1,582$132
LTZ Crew Cab 2WD Diesel$1,610$134
LTZ Extended FLTSD 2WD Diesel$1,610$134
LT Crew Cab 4WD$1,622$135
LT Fleetside 4WD Diesel$1,622$135
LTZ Extended FLTSD 4WD$1,622$135
WT Crew Cab 4WD Diesel$1,622$135
WT Extended FLTSD 4WD Diesel$1,622$135
LT Crew Cab 4WD Diesel$1,664$139
LT Extended FLTSD 4WD Diesel$1,664$139
LTZ Crew Cab 4WD$1,664$139
LTZ Crew Cab 4WD Diesel$1,704$142
LTZ Extended FLTSD 4WD Diesel$1,704$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Chevrolet Silverado HD 2500 for different driver ages.

2013 Chevrolet Silverado HD 2500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,844$487
17$5,564$464
18$4,801$400
19$4,443$370
20$3,356$280
21$3,202$267
22$2,834$236
23$2,395$200
24$2,236$186
25$1,812$151
30$1,654$138
35$1,618$135
40$1,568$131
45$1,482$124
50$1,410$118
55$1,318$110
60$1,320$110
65$1,400$117
70$1,552$129
75$1,872$156
80$2,314$193

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado HD 2500 trim levels.