2015 Chevrolet Silverado HD 2500 Car Insurance Calculator

Observe in real-time how the choices you make impact car insurance rates for a 2015 Chevrolet Silverado HD 2500. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2015 Chevrolet Silverado HD 2500 is $1,816 per year, or about $151 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,816

Cost Per Month

$151

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado HD 2500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Chevrolet Silverado HD 2500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,816
Average Rate
Your Rate
$1,816

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Chevrolet Silverado HD 2500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Chevrolet Silverado HD 2500 is $1,816.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Chevrolet Silverado HD 2500 Segment Comparison

The table below compares insurance rates for the 2015 Chevrolet Silverado HD 2500 against all other models in the heavy duty truck segment. The Chevrolet Silverado HD 2500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado HD 2500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado HD 2500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Chevrolet Silverado HD 2500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 3500$1,802-$14
2Chevrolet Silverado HD 2500$1,816--
3GMC Sierra 2500 HD$1,834$18
4Chevrolet Silverado HD 3500$1,860$44
5Ford F250 Super Duty$1,898$82
6Ram Truck 2500$1,924$108
2015 Heavy Duty Truck Average$1,925$109
7Ford F350 Super Duty$1,944$128
8Ram Truck 3500$1,966$150
9Ford F450 Super Duty$2,282$466

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Silverado HD 2500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Chevrolet Silverado HD 2500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Chevrolet Silverado HD 2500 Insurance Rates by Trim Level
2015 Chevrolet Silverado HD 2500 Trim Level Annual Premium Cost Per Month
WT Fleetside 4WD$1,604$134
LT Fleetside 4WD$1,620$135
WT Crew Cab 4WD$1,648$137
WT Double Cab 4WD$1,648$137
WT Double Cab 4WD Diesel$1,664$139
WT Fleetside 4WD Diesel$1,664$139
LT Crew Cab 4WD$1,694$141
LT Double Cab 4WD$1,694$141
LT Crew Cab 4WD Diesel$1,708$142
LT Double Cab 4WD Diesel$1,708$142
LT Fleetside 4WD Diesel$1,708$142
WT Crew Cab 4WD Diesel$1,708$142
LTZ Crew Cab 4WD$1,730$144
LTZ Double Cab 4WD$1,738$145
LTZ Double Cab 4WD Diesel$1,752$146
High Country Crew Cab 4WD$1,790$149
LTZ Crew Cab 4WD Diesel$1,796$150
WT Fleetside 2WD$1,822$152
High Country Crew Cab 4WD Diesel$1,826$152
LT Fleetside 2WD$1,832$153
WT Crew Cab 2WD$1,862$155
WT Double Cab 2WD$1,862$155
WT Fleetside 2WD Diesel$1,876$156
LT Crew Cab 2WD$1,906$159
LT Double Cab 2WD$1,910$159
LT Double Cab 2WD Diesel$1,922$160
LT Fleetside 2WD Diesel$1,922$160
WT Crew Cab 2WD Diesel$1,922$160
WT Double Cab 2WD Diesel$1,922$160
LTZ Crew Cab 2WD$1,950$163
LTZ Double Cab 2WD$1,950$163
LT Crew Cab 2WD Diesel$1,966$164
High Country Crew Cab 2WD$2,010$168
LTZ Crew Cab 2WD Diesel$2,010$168
LTZ Double Cab 2WD Diesel$2,010$168
High Country Crew Cab 2WD Diesel$2,054$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Chevrolet Silverado HD 2500 for different driver ages.

2015 Chevrolet Silverado HD 2500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,802$567
17$6,496$541
18$5,646$471
19$5,199$433
20$3,929$327
21$3,746$312
22$3,322$277
23$2,776$231
24$2,604$217
25$2,102$175
30$1,920$160
35$1,872$156
40$1,816$151
45$1,714$143
50$1,630$136
55$1,520$127
60$1,526$127
65$1,626$136
70$1,794$150
75$2,162$180
80$2,678$223

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado HD 2500 trim levels.