2018 Chevrolet Silverado HD 2500 Car Insurance Calculator

Discover and learn how different driver and vehicle factors impact car insurance rates for a 2018 Chevrolet Silverado HD 2500. Experiment with factors like coverage deductibles, age of the driver, policy discounts, and Silverado HD 2500 trim level. Get instant feedback if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2018 Chevrolet Silverado HD 2500 is $2,180 per year, or about $182 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,180

Cost Per Month

$182

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado HD 2500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Chevrolet Silverado HD 2500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,180
Average Rate
Your Rate
$2,180

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Chevrolet Silverado HD 2500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Chevrolet Silverado HD 2500 is $2,180.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Chevrolet Silverado HD 2500 Segment Comparison

The table below compares insurance rates for the 2018 Chevrolet Silverado HD 2500 against all other models in the heavy duty truck segment. The Chevrolet Silverado HD 2500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado HD 2500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado HD 2500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Chevrolet Silverado HD 2500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Silverado HD 3500$2,116-$64
2GMC Sierra 2500 HD$2,152-$28
3Nissan Titan XD$2,170-$10
4Chevrolet Silverado HD 2500$2,180--
5Ford F350 Super Duty$2,244$64
2018 Heavy Duty Truck Average$2,260$80
6Ford F250 Super Duty$2,286$106
7GMC Sierra 3500$2,292$112
8Ram Truck 2500$2,296$116
9Ram Truck 3500$2,356$176
10Ford F450 Super Duty$2,504$324

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Silverado HD 2500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Chevrolet Silverado HD 2500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Chevrolet Silverado HD 2500 Insurance Rates by Trim Level
2018 Chevrolet Silverado HD 2500 Trim Level Annual Premium Cost Per Month
WT Double Cab 4WD $1,968$164
WT Fleetside 4WD $1,968$164
WT Midnight Edition Fleetside 4WD $1,968$164
WT Texas Edition Fleetside 4WD $1,968$164
LT Double Cab 4WD $2,022$169
LT Fleetside 4WD $2,022$169
LT Midnight Edition Fleetside 4WD $2,022$169
LT Texas Edition Fleetside 4WD $2,022$169
WT Crew Cab 4WD $2,022$169
WT Texas Edition Crew Cab 4WD $2,022$169
WT Texas Edition Double Cab 4WD $2,022$169
LT Crew Cab 4WD $2,080$173
LT Midnight Edition Crew Cab 4WD $2,080$173
LT Midnight Edition Double Cab 4WD $2,080$173
LT Texas Edition Crew Cab 4WD $2,080$173
LT Texas Edition Double Cab 4WD $2,080$173
LTZ Double Cab 4WD $2,080$173
WT Crew Cab 4WD Diesel$2,080$173
WT Double Cab 4WD Diesel$2,080$173
WT Fleetside 4WD Diesel$2,080$173
WT Midnight Edition Fleetside 4WD Diesel$2,080$173
WT Texas Edition Fleetside 4WD Diesel$2,080$173
WT Fleetside 2WD $2,082$174
LT Double Cab 4WD Diesel$2,134$178
LT Fleetside 4WD Diesel$2,134$178
LT Midnight Edition Fleetside 4WD Diesel$2,134$178
LT Texas Edition Fleetside 4WD Diesel$2,134$178
LTZ Crew Cab 4WD $2,134$178
LTZ Texas Edition Crew Cab 4WD $2,134$178
LTZ Texas Edition Double Cab 4WD $2,134$178
WT Texas Edition Crew Cab 4WD Diesel$2,134$178
WT Texas Edition Double Cab 4WD Diesel$2,134$178
LT Fleetside 2WD $2,138$178
WT Crew Cab 2WD$2,138$178
WT Double Cab 2WD $2,138$178
WT Texas Edition Double Cab 2WD $2,138$178
WT Texas Edition Fleetside 2WD $2,138$178
High Country Crew Cab 4WD $2,188$182
LT Crew Cab 4WD Diesel$2,188$182
LT Midnight Edition Crew Cab 4WD Diesel$2,188$182
LT Midnight Edition Double Cab 4WD Diesel$2,188$182
LT Texas Edition Crew Cab 4WD Diesel$2,188$182
LT Texas Edition Double Cab 4WD Diesel$2,188$182
LTZ Double Cab 4WD Diesel$2,188$182
LT Crew Cab 2WD$2,194$183
LT Double Cab 2WD $2,194$183
LT Midnight Edition Double Cab 2WD $2,194$183
LT Midnight Edition Fleetside 2WD $2,194$183
LT Texas Edition Double Cab 2WD $2,194$183
LT Texas Edition Fleetside 2WD $2,194$183
WT Fleetside 2WD Diesel$2,194$183
WT Texas Edition Crew Cab 2WD$2,194$183
High Country Texas Edition Crew Cab 4WD $2,228$186
LTZ Crew Cab 4WD Diesel$2,228$186
LTZ Texas Edition Crew Cab 4WD Diesel$2,228$186
LTZ Texas Edition Double Cab 4WD Diesel$2,228$186
LT Double Cab 2WD Diesel$2,250$188
LT Fleetside 2WD Diesel$2,250$188
LT Midnight Edition Crew Cab 2WD$2,250$188
LT Texas Edition Crew Cab 2WD$2,250$188
LTZ Crew Cab 2WD$2,250$188
LTZ Double Cab 2WD $2,250$188
LTZ Texas Edition Double Cab 2WD $2,250$188
WT Crew Cab 2WD Diesel$2,250$188
WT Double Cab 2WD Diesel$2,250$188
WT Texas Edition Crew Cab 2WD Diesel$2,250$188
WT Texas Edition Double Cab 2WD Diesel$2,250$188
WT Texas Edition Fleetside 2WD Diesel$2,250$188
High Country Crew Cab 4WD Diesel$2,284$190
High Country Texas Edition Crew Cab 4WD Diesel$2,284$190
LT Crew Cab 2WD Diesel$2,306$192
LT Midnight Edition Double Cab 2WD Diesel$2,306$192
LT Midnight Edition Fleetside 2WD Diesel$2,306$192
LT Texas Edition Crew Cab 2WD Diesel$2,306$192
LT Texas Edition Double Cab 2WD Diesel$2,306$192
LT Texas Edition Fleetside 2WD Diesel$2,306$192
LTZ Texas Edition Crew Cab 2WD $2,306$192
High Country Crew Cab 2WD $2,360$197
High Country Crew Cab 2WD Diesel$2,360$197
High Country Texas Edition Crew Cab 2WD $2,360$197
LT Midnight Edition Crew Cab 2WD Diesel$2,360$197
LTZ Crew Cab 2WD Diesel$2,360$197
LTZ Double Cab 2WD Diesel$2,360$197
LTZ Texas Edition Crew Cab 2WD Diesel$2,360$197
LTZ Texas Edition Double Cab 2WD Diesel$2,360$197
High Country Texas Edition Crew Cab 2WD Diesel$2,416$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Chevrolet Silverado HD 2500 for different driver ages.

2018 Chevrolet Silverado HD 2500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,114$676
17$7,781$648
18$6,823$569
19$6,258$522
20$4,745$395
21$4,519$377
22$4,018$335
23$3,336$278
24$3,131$261
25$2,528$211
30$2,310$193
35$2,248$187
40$2,180$182
45$2,052$171
50$1,950$163
55$1,818$152
60$1,824$152
65$1,948$162
70$2,142$179
75$2,564$214
80$3,178$265

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado HD 2500 trim levels.