2024 Chevrolet Silverado HD 2500 Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options impact car insurance rates for a 2024 Chevrolet Silverado HD 2500. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2024 Chevrolet Silverado HD 2500 is $2,572 per year, or about $214 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,572

Cost Per Month

$214

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado HD 2500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Chevrolet Silverado HD 2500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,572
Average Rate
Your Rate
$2,572

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Chevrolet Silverado HD 2500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Chevrolet Silverado HD 2500 is $2,572.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Chevrolet Silverado HD 2500 Segment Comparison

The table below compares insurance rates for the 2024 Chevrolet Silverado HD 2500 against all other models in the heavy duty truck segment. The Chevrolet Silverado HD 2500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado HD 2500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado HD 2500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Chevrolet Silverado HD 2500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 2500 HD$2,384-$188
2GMC Sierra 3500$2,482-$90
3Chevrolet Silverado HD 3500$2,504-$68
4Chevrolet Silverado HD 2500$2,572--
5Nissan Titan XD$2,590$18
2024 Heavy Duty Truck Average$2,694$122
6Ford F450 Super Duty$2,802$230
7Ford F250 Super Duty$2,816$244
8Ford F350 Super Duty$2,836$264
9Ram Truck 3500$2,964$392
10Ram Truck 2500$2,988$416

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Silverado HD 2500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Chevrolet Silverado HD 2500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Chevrolet Silverado HD 2500 Insurance Rates by Trim Level
2024 Chevrolet Silverado HD 2500 Trim Level Annual Premium Cost Per Month
WT Regular Cab 4WD$2,362$197
WT Double Cab 4WD$2,398$200
Custom Double Cab 4WD$2,432$203
WT Crew Cab 4WD$2,432$203
LT Regular Cab 4WD$2,440$203
Custom Crew Cab 4WD$2,470$206
LT Double Cab 4WD$2,482$207
LT Crew Cab 4WD$2,510$209
WT Regular Cab 2WD$2,520$210
WT Double Cab 2WD$2,554$213
LTZ Double Cab 4WD$2,588$216
Custom Double Cab 2WD$2,598$217
WT Crew Cab 2WD$2,598$217
LT Regular Cab 2WD$2,612$218
LTZ Crew Cab 4WD$2,616$218
Custom Crew Cab 2WD$2,632$219
LT Double Cab 2WD$2,646$221
LT Crew Cab 2WD$2,682$224
ZR2 Crew Cab 4WD$2,706$226
High Country Crew Cab 4WD$2,722$227
LTZ Double Cab 2WD$2,774$231
LTZ Crew Cab 2WD$2,794$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Chevrolet Silverado HD 2500 for different driver ages.

2024 Chevrolet Silverado HD 2500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,361$780
17$9,013$751
18$7,975$665
19$7,296$608
20$5,558$463
21$5,301$442
22$4,727$394
23$3,913$326
24$3,684$307
25$2,982$249
30$2,730$228
35$2,646$221
40$2,572$214
45$2,412$201
50$2,290$191
55$2,136$178
60$2,140$178
65$2,284$190
70$2,488$207
75$2,962$247
80$3,656$305

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado HD 2500 trim levels.