2018 Chevrolet Silverado HD 3500 Car Insurance Calculator

Learn in real-time how seemingly small changes impact the cost of car insurance for a 2018 Chevrolet Silverado HD 3500. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover how much your choice changes rates and why.

The average estimated car insurance premium for a 2018 Chevrolet Silverado HD 3500 is $2,116 per year, or about $176 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,116

Cost Per Month

$176

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado HD 3500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Chevrolet Silverado HD 3500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,116
Average Rate
Your Rate
$2,116

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Chevrolet Silverado HD 3500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Chevrolet Silverado HD 3500 is $2,116.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Chevrolet Silverado HD 3500 Segment Comparison

The table below compares insurance rates for the 2018 Chevrolet Silverado HD 3500 against all other models in the heavy duty truck segment. The Chevrolet Silverado HD 3500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado HD 3500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado HD 3500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Chevrolet Silverado HD 3500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Silverado HD 3500$2,116--
2GMC Sierra 2500 HD$2,152$36
3Nissan Titan XD$2,170$54
4Chevrolet Silverado HD 2500$2,180$64
5Ford F350 Super Duty$2,244$128
2018 Heavy Duty Truck Average$2,260$144
6Ford F250 Super Duty$2,286$170
7GMC Sierra 3500$2,292$176
8Ram Truck 2500$2,296$180
9Ram Truck 3500$2,356$240
10Ford F450 Super Duty$2,504$388

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Silverado HD 3500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Chevrolet Silverado HD 3500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Chevrolet Silverado HD 3500 Insurance Rates by Trim Level
2018 Chevrolet Silverado HD 3500 Trim Level Annual Premium Cost Per Month
WT Fleetside 4WD $1,866$156
LT Fleetside 4WD $1,920$160
WT Crew Cab 4WD $1,920$160
WT Double Cab 4WD $1,920$160
WT Fleetside 4WD Diesel$1,920$160
LT Crew Cab 4WD $1,978$165
LT Double Cab 4WD $1,978$165
WT Crew Cab 4WD Diesel$1,994$166
WT Fleetside 2WD $2,020$168
LT Fleetside 4WD Diesel$2,032$169
LTZ Crew Cab 4WD $2,032$169
LTZ Double Cab 4WD $2,032$169
WT Double Cab 4WD Diesel$2,032$169
LT Crew Cab 4WD Diesel$2,050$171
LT Fleetside 2WD $2,076$173
WT Crew Cab 2WD $2,076$173
WT Double Cab 2WD $2,076$173
High Country Crew Cab 4WD $2,086$174
LT Double Cab 4WD Diesel$2,086$174
LTZ Double Cab 4WD Diesel$2,086$174
LTZ Crew Cab 4WD Diesel$2,096$175
LT Crew Cab 2WD $2,158$180
LT Double Cab 2WD $2,172$181
WT Fleetside 2WD Diesel$2,172$181
WT Crew Cab 2WD Diesel$2,176$181
High Country Crew Cab 4WD Diesel$2,182$182
LT Fleetside 2WD Diesel$2,226$186
LTZ Crew Cab 2WD $2,226$186
LTZ Double Cab 2WD $2,226$186
WT Double Cab 2WD Diesel$2,226$186
LT Crew Cab 2WD Diesel$2,272$189
LT Double Cab 2WD Diesel$2,320$193
LTZ Crew Cab 2WD Diesel$2,326$194
High Country Crew Cab 2WD $2,378$198
LTZ Double Cab 2WD Diesel$2,378$198
High Country Crew Cab 2WD Diesel$2,432$203

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Chevrolet Silverado HD 3500 for different driver ages.

2018 Chevrolet Silverado HD 3500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,737$645
17$7,482$624
18$6,673$556
19$6,073$506
20$4,629$386
21$4,408$367
22$3,936$328
23$3,220$268
24$3,039$253
25$2,460$205
30$2,250$188
35$2,170$181
40$2,116$176
45$1,978$165
50$1,874$156
55$1,754$146
60$1,758$147
65$1,880$157
70$2,042$170
75$2,424$202
80$3,006$251

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado HD 3500 trim levels.