2014 Chevrolet Silverado Car Insurance Calculator

Explore and learn how choices you make affect the cost of insurance for a 2014 Chevrolet Silverado. Play around with factors like driver's age, policy discounts, Silverado trim level, and driving record. Find out instantly if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2014 Chevrolet Silverado is $1,644 per year, or about $137 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,644

Cost Per Month

$137

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Chevrolet Silverado.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,644
Average Rate
Your Rate
$1,644

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Chevrolet Silverado trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Chevrolet Silverado is $1,644.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Chevrolet Silverado Segment Comparison

The table below compares insurance rates for the 2014 Chevrolet Silverado against all other models in the large truck segment. The Chevrolet Silverado is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Chevrolet Silverado Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford F150$1,504-$140
2Nissan Titan$1,568-$76
3Ram Truck$1,614-$30
2014 Large Truck Average$1,618-$26
4Chevrolet Silverado$1,644--
5GMC Sierra$1,654$10
6Toyota Tundra$1,726$82

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Silverado Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Chevrolet Silverado.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Chevrolet Silverado Insurance Rates by Trim Level
2014 Chevrolet Silverado Trim Level Annual Premium Cost Per Month
LS Regular Cab 4WD$1,486$124
WT Regular Cab 4WD$1,486$124
LS Regular Cab 2WD$1,516$126
WT Regular Cab 2WD$1,516$126
LS Double Cab 4WD$1,550$129
WT Double Cab 4WD$1,550$129
LT Regular Cab 4WD$1,570$131
LS Crew Cab 4WD$1,592$133
WT Crew Cab 4WD$1,592$133
LS Double Cab 2WD$1,600$133
WT Double Cab 2WD$1,600$133
LT Double Cab 4WD$1,612$134
LT Crew Cab 4WD$1,632$136
LT Texas Edition Double Cab 4WD$1,632$136
LTZ Crew Cab 4WD$1,632$136
LT Regular Cab 2WD$1,642$137
LS Crew Cab 2WD$1,664$139
LT Double Cab 2WD$1,664$139
WT Crew Cab 2WD$1,664$139
LT Texas Edition Crew Cab 4WD$1,676$140
LTZ Double Cab 4WD$1,676$140
LTZ Texas Edition Crew Cab 4WD$1,676$140
LTZ Texas Edition Double Cab 4WD$1,676$140
LT Crew Cab 2WD$1,704$142
LT Texas Edition Double Cab 2WD$1,704$142
Z71 Crew Cab 2WD$1,704$142
High Country Crew Cab 4WD$1,718$143
LT Texas Edition Crew Cab 2WD$1,746$146
LTZ Crew Cab 2WD$1,746$146
LTZ Double Cab 2WD$1,746$146
LTZ Texas Edition Double Cab 2WD$1,746$146
High Country Crew Cab 2WD$1,790$149
LTZ Texas Edition Crew Cab 2WD$1,790$149

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Chevrolet Silverado for different driver ages.

2014 Chevrolet Silverado Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,111$509
17$5,845$487
18$5,098$425
19$4,691$391
20$3,553$296
21$3,386$282
22$3,005$250
23$2,512$209
24$2,353$196
25$1,906$159
30$1,740$145
35$1,696$141
40$1,644$137
45$1,550$129
50$1,474$123
55$1,374$115
60$1,378$115
65$1,468$122
70$1,616$135
75$1,940$162
80$2,402$200

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado trim levels.