2018 Chevrolet Silverado Car Insurance Calculator

See in real-time how different driver and vehicle factors influence insurance rates for a 2018 Chevrolet Silverado. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2018 Chevrolet Silverado is $2,020 per year, or about $168 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,020

Cost Per Month

$168

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Chevrolet Silverado.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,020
Average Rate
Your Rate
$2,020

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Chevrolet Silverado trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Chevrolet Silverado is $2,020.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Chevrolet Silverado Segment Comparison

The table below compares insurance rates for the 2018 Chevrolet Silverado against all other models in the large truck segment. The Chevrolet Silverado is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Chevrolet Silverado Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford F150$1,798-$222
2Toyota Tundra$1,848-$172
2018 Large Truck Average$1,936-$84
3Nissan Titan$1,958-$62
4GMC Sierra$1,964-$56
5Chevrolet Silverado$2,020--
6Ram Truck$2,026$6

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Silverado Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Chevrolet Silverado.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Chevrolet Silverado Insurance Rates by Trim Level
2018 Chevrolet Silverado Trim Level Annual Premium Cost Per Month
WT Regular Cab 4WD$1,848$154
WT Regular Cab 2WD$1,894$158
LS Regular Cab 4WD$1,904$159
LS Regular Cab 2WD$1,950$163
WT Double Cab 2WD$1,950$163
Custom Double Cab 4WD$1,960$163
LS Double Cab 4WD$1,960$163
LT Regular Cab 4WD$1,960$163
WT Crew Cab 4WD$1,960$163
WT Double Cab 4WD$1,960$163
Custom Double Cab 2WD$2,006$167
LS Double Cab 2WD$2,006$167
LT Regular Cab 2WD$2,006$167
Custom Crew Cab 4WD$2,016$168
Hybrid Crew Cab 4WD$2,016$168
LS Crew Cab 4WD$2,016$168
LT Double Cab 4WD$2,016$168
Z71 Crew Cab 4WD$2,016$168
LT Crew Cab 4WD$2,024$169
Z71 Double Cab 4WD$2,036$170
Custom Crew Cab 2WD$2,062$172
Hybrid Crew Cab 2WD$2,062$172
LS Crew Cab 2WD$2,062$172
LT Crew Cab 2WD$2,062$172
WT Crew Cab 2WD$2,062$172
LTZ Crew Cab 4WD$2,070$173
LTZ Double Cab 4WD$2,070$173
LT Double Cab 2WD$2,080$173
LTZ Double Cab 2WD$2,130$178
LTZ Crew Cab 2WD$2,134$178
High Country Crew Cab 4WD$2,182$182
High Country Crew Cab 2WD$2,228$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Chevrolet Silverado for different driver ages.

2018 Chevrolet Silverado Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,444$620
17$7,170$598
18$6,343$529
19$5,795$483
20$4,406$367
21$4,196$350
22$3,740$312
23$3,084$257
24$2,904$242
25$2,350$196
30$2,150$179
35$2,078$173
40$2,020$168
45$1,898$158
50$1,800$150
55$1,680$140
60$1,684$140
65$1,800$150
70$1,966$164
75$2,342$195
80$2,904$242

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado trim levels.