2022 Chevrolet Silverado Car Insurance Calculator

Explore and understand how changing risk factors affect the cost of insurance for a 2022 Chevrolet Silverado. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if rates go up or down and learn why.

The average estimated car insurance premium for a 2022 Chevrolet Silverado is $2,296 per year, or about $191 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,296

Cost Per Month

$191

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Silverado Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Chevrolet Silverado.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,296
Average Rate
Your Rate
$2,296

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Chevrolet Silverado trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Chevrolet Silverado is $2,296.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Chevrolet Silverado Segment Comparison

The table below compares insurance rates for the 2022 Chevrolet Silverado against all other models in the large truck segment. The Chevrolet Silverado is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Silverado, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Silverado.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Chevrolet Silverado Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford F150$2,066-$230
2GMC Sierra$2,178-$118
3Nissan Titan$2,256-$40
4Chevrolet Silverado$2,296--
5Toyota Tundra$2,304$8
2022 Large Truck Average$2,323$27
6Ram Truck$2,438$142
7GMC Hummer EV Pickup$2,722$426

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Silverado Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Chevrolet Silverado.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Chevrolet Silverado Insurance Rates by Trim Level
2022 Chevrolet Silverado Trim Level Annual Premium Cost Per Month
WT Regular Cab 4WD$2,024$169
WT Double Cab 4WD$2,108$176
WT Regular Cab 2WD$2,122$177
WT Crew Cab 4WD$2,180$182
Custom Double Cab 4WD$2,198$183
WT Double Cab 2WD$2,214$185
Custom Crew Cab 4WD$2,262$189
LT Double Cab 4WD$2,282$190
Trail Boss Custom Crew Cab 4WD$2,300$192
WT Crew Cab 2WD$2,302$192
RST Double Cab 4WD$2,306$192
Custom Double Cab 2WD$2,322$194
LT Crew Cab 4WD$2,338$195
RST Crew Cab 4WD$2,388$199
LT Double Cab 2WD$2,420$202
Trail Boss LT Crew Cab 4WD$2,434$203
LTZ Crew Cab 4WD$2,446$204
LT Crew Cab 2WD$2,482$207
High Country Crew Cab 4WD$2,516$210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Chevrolet Silverado for different driver ages.

2022 Chevrolet Silverado Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,421$702
17$8,134$678
18$7,232$603
19$6,590$549
20$5,021$418
21$4,781$398
22$4,266$356
23$3,501$292
24$3,305$275
25$2,670$223
30$2,444$204
35$2,358$197
40$2,296$191
45$2,150$179
50$2,038$170
55$1,904$159
60$1,908$159
65$2,040$170
70$2,224$185
75$2,642$220
80$3,276$273

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Silverado trim levels.