Chevrolet Sonic Car Insurance Calculator

Find out how the choices you make impact car insurance rates for a Chevrolet Sonic. Set options like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2020 Chevrolet Sonic is $2,168 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,168

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Sonic Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Chevrolet Sonic.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,168
Average Rate
Your Rate
$2,168

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Chevrolet Sonic.

The 'Average Rate' is a combined value for all Chevrolet Sonic trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Chevrolet Sonic is $2,168.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Chevrolet Sonic vs. the Small Car Segment

The table below compares insurance rates for the 2020 Chevrolet Sonic against all other models in the small car segment. The Chevrolet Sonic is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Sonic, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Sonic.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Chevrolet Sonic Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,586-$582
2Honda Fit$1,648-$520
3Fiat 500L$1,666-$502
4Toyota Corolla$1,690-$478
5Volkswagen Golf$1,732-$436
6Toyota Yaris$1,752-$416
7Subaru Impreza$1,778-$390
8Fiat 124 Spider$1,806-$362
9Nissan Sentra$1,820-$348
10Mazda 3$1,834-$334
11Honda Civic$1,874-$294
12Kia Rio$1,880-$288
13Hyundai Accent$1,898-$270
14Kia Forte$1,916-$252
2020 Small Car Average$1,973-$195
15Toyota Prius$2,024-$144
16Hyundai Veloster$2,080-$88
17Volkswagen GTI$2,088-$80
18Volkswagen Jetta$2,100-$68
19Nissan Versa$2,110-$58
20Nissan Leaf$2,128-$40
21Mitsubishi Mirage G4$2,130-$38
22Chevrolet Sonic$2,168--
23Honda Clarity$2,206$38
24Hyundai Elantra$2,230$62
25Hyundai Ioniq$2,274$106
26Toyota 86$2,406$238
27Toyota Mirai$2,460$292

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Sonic Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Chevrolet Sonic.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Chevrolet Sonic Insurance Rates by Trim Level
2020 Chevrolet Sonic Trim Level Annual Premium Cost Per Month
LS Hatchback$2,106$176
LS Sedan$2,106$176
LT Hatchback$2,168$181
LT Sedan$2,168$181
Premier Hatchback$2,230$186
Premier Sedan$2,230$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Chevrolet Sonic for different driver ages.

2020 Chevrolet Sonic Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,152$679
17$7,737$645
18$6,630$553
19$6,152$513
20$4,637$386
21$4,420$368
22$3,912$326
23$3,319$277
24$3,090$258
25$2,500$208
30$2,282$190
35$2,240$187
40$2,168$181
45$2,052$171
50$1,962$164
55$1,828$152
60$1,828$152
65$1,942$162
70$2,156$180
75$2,614$218
80$3,234$270

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Sonic trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Chevrolet Sonic.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Chevrolet Sonic Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2020 Chevrolet Sonic$2,168$181
2019 Chevrolet Sonic$1,994$166
2018 Chevrolet Sonic$1,894$158
2017 Chevrolet Sonic$1,860$155
2016 Chevrolet Sonic$1,668$139
2015 Chevrolet Sonic$1,468$122
2014 Chevrolet Sonic$1,316$110
2013 Chevrolet Sonic$1,274$106

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chevrolet Sonic trim levels for each model year.