2018 Chevrolet Sonic Car Insurance Calculator

View in real-time how changes to risk factors and vehicle options influence insurance rates for a 2018 Chevrolet Sonic. Experiment with rate factors like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover if rates increase or decrease and why.

The average estimated car insurance premium for a 2018 Chevrolet Sonic is $1,894 per year, or about $158 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,894

Cost Per Month

$158

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Sonic Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Chevrolet Sonic.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,894
Average Rate
Your Rate
$1,894

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Chevrolet Sonic trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Chevrolet Sonic is $1,894.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Chevrolet Sonic vs. the Small Car Segment

The table below compares insurance rates for the 2018 Chevrolet Sonic against all other models in the small car segment. The Chevrolet Sonic is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Sonic, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Sonic.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Chevrolet Sonic Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chrysler Fiat 500$1,452-$442
2Ford Fiesta$1,496-$398
3Fiat 124 Spider$1,552-$342
4Smart Fortwo$1,570-$324
5Mazda 3$1,580-$314
6Volkswagen Golf$1,600-$294
7Subaru Impreza$1,610-$284
8Toyota Yaris$1,614-$280
9Chevrolet Spark$1,618-$276
10Honda Fit$1,622-$272
11Hyundai Accent$1,630-$264
12Nissan Sentra$1,760-$134
13Nissan Versa$1,768-$126
14Honda Civic$1,790-$104
2018 Small Car Average$1,814-$80
15Toyota Prius$1,850-$44
16Volkswagen Beetle$1,868-$26
17Toyota Corolla$1,874-$20
18Hyundai Ioniq$1,880-$14
19Nissan Leaf$1,886-$8
20Chevrolet Sonic$1,894--
21Volkswagen GTI$1,930$36
22Chevrolet Cruze$1,940$46
23Chevrolet Volt$1,972$78
24Volkswagen E-Golf$1,988$94
25Honda Clarity$1,998$104
26Kia Rio$2,014$120
27Ford Focus$2,046$152
28Hyundai Elantra$2,064$170
29Kia Forte$2,072$178
30Volkswagen Jetta$2,078$184
31Toyota 86$2,214$320

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Sonic Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Chevrolet Sonic.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Chevrolet Sonic Insurance Rates by Trim Level
2018 Chevrolet Sonic Trim Level Annual Premium Cost Per Month
LS Sedan$1,816$151
LT Hatchback$1,888$157
LT Sedan$1,888$157
Premier Hatchback$1,944$162
Premier Sedan$1,944$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Chevrolet Sonic for different driver ages.

2018 Chevrolet Sonic Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,133$594
17$6,760$563
18$5,780$482
19$5,369$447
20$4,046$337
21$3,855$321
22$3,409$284
23$2,902$242
24$2,700$225
25$2,184$182
30$1,992$166
35$1,958$163
40$1,894$158
45$1,794$150
50$1,712$143
55$1,598$133
60$1,598$133
65$1,694$141
70$1,888$157
75$2,292$191
80$2,832$236

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Sonic trim levels.