Chevrolet Spark Car Insurance Calculator

Discover how different factors impact the insurance cost for a Chevrolet Spark. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if rates increase or decrease and why.

The average estimated car insurance premium for a 2022 Chevrolet Spark is $1,860 per year, or about $155 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,860

Cost Per Month

$155

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Spark Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Chevrolet Spark.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,860
Average Rate
Your Rate
$1,860

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Chevrolet Spark.

The 'Average Rate' is a combined value for all Chevrolet Spark trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Chevrolet Spark is $1,860.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Chevrolet Spark vs. the Small Car Segment

The table below compares insurance rates for the 2022 Chevrolet Spark against all other models in the small car segment. The Chevrolet Spark is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Spark, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Spark.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Chevrolet Spark Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Impreza$1,856-$4
2Chevrolet Spark$1,860--
3Volkswagen Golf$2,056$196
4Volkswagen Jetta$2,074$214
5Nissan Sentra$2,082$222
6Toyota Corolla$2,098$238
7Honda Civic$2,106$246
8Mazda 3$2,114$254
9Kia Rio$2,124$264
10Toyota Prius$2,136$276
11Hyundai Accent$2,160$300
12Kia Forte$2,184$324
13Hyundai Veloster$2,196$336
2022 Small Car Average$2,199$339
14Nissan Leaf$2,284$424
15Hyundai Ioniq$2,288$428
16Honda Clarity$2,354$494
17Hyundai Elantra$2,408$548
18Nissan Versa$2,414$554
19Mitsubishi Mirage G4$2,424$564
20Toyota Mirai$2,762$902

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Spark Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Chevrolet Spark.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Chevrolet Spark Insurance Rates by Trim Level
2022 Chevrolet Spark Trim Level Annual Premium Cost Per Month
1LT$1,808$151
LS$1,820$152
2LT$1,892$158
Activ$1,920$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Chevrolet Spark for different driver ages.

2022 Chevrolet Spark Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,842$570
17$6,538$545
18$5,691$474
19$5,249$437
20$3,982$332
21$3,798$317
22$3,372$281
23$2,836$236
24$2,655$221
25$2,150$179
30$1,968$164
35$1,918$160
40$1,860$155
45$1,754$146
50$1,670$139
55$1,556$130
60$1,560$130
65$1,656$138
70$1,824$152
75$2,188$182
80$2,698$225

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Spark trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Chevrolet Spark.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Chevrolet Spark Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2022 Chevrolet Spark$1,860$155
2021 Chevrolet Spark$1,630$136
2020 Chevrolet Spark$1,586$132
2019 Chevrolet Spark$1,664$139
2018 Chevrolet Spark$1,618$135
2017 Chevrolet Spark$1,548$129
2016 Chevrolet Spark$1,500$125
2015 Chevrolet Spark$1,370$114
2014 Chevrolet Spark$1,322$110
2013 Chevrolet Spark$1,192$99

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chevrolet Spark trim levels for each model year.