2013 Chevrolet Spark Car Insurance Calculator

Discover how different driver, vehicle, and coverage options impact the insurance cost for a 2013 Chevrolet Spark. Set options like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2013 Chevrolet Spark is $1,192 per year, or about $99 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,192

Cost Per Month

$99

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Spark Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Chevrolet Spark.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,192
Average Rate
Your Rate
$1,192

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Chevrolet Spark trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Chevrolet Spark is $1,192.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Chevrolet Spark vs. the Small Car Segment

The table below compares insurance rates for the 2013 Chevrolet Spark against all other models in the small car segment. The Chevrolet Spark is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Spark, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Spark.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Chevrolet Spark Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$160
2Chrysler Fiat 500$1,064-$128
3Mazda 2$1,084-$108
4Nissan Leaf$1,094-$98
5Toyota Matrix$1,106-$86
6Scion IQ$1,128-$64
7Chevrolet Spark$1,192--
8Kia Rio5$1,242$50
9Hyundai Accent$1,254$62
10Ford Fiesta$1,262$70
11Chevrolet Sonic$1,274$82
12Honda Fit$1,276$84
13Kia Rio$1,300$108
14Nissan Versa$1,306$114
15Toyota Yaris$1,322$130
16Nissan Sentra$1,330$138
17Hyundai Elantra$1,336$144
18Honda CR-Z$1,354$162
19Mazda 3$1,358$166
2013 Small Car Average$1,362$170
20Toyota Corolla$1,364$172
21Honda Civic$1,370$178
22Volkswagen Beetle$1,380$188
23Mazda Mazdaspeed 3$1,432$240
24Volkswagen GTI$1,462$270
25Dodge Dart$1,466$274
26Volkswagen Jetta$1,470$278
27Toyota Prius$1,474$282
28Chevrolet Cruze$1,480$288
29Subaru Impreza$1,484$292
30Kia Forte$1,488$296
31Volkswagen Golf$1,492$300
32Ford Focus$1,496$304
33Volkswagen EOS$1,508$316
34Hyundai Veloster$1,520$328
35Scion FR-S$1,534$342
36Chevrolet Volt$1,598$406
37Scion TC$1,668$476
38Mitsubishi Lancer$1,742$550

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Spark Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Chevrolet Spark.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Chevrolet Spark Insurance Rates by Trim Level
2013 Chevrolet Spark Trim Level Annual Premium Cost Per Month
LS Hatchback$1,192$99
LT Hatchback$1,192$99

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Chevrolet Spark for different driver ages.

2013 Chevrolet Spark Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,488$374
17$4,244$354
18$3,606$301
19$3,362$280
20$2,529$211
21$2,413$201
22$2,130$178
23$1,823$152
24$1,694$141
25$1,372$114
30$1,248$104
35$1,232$103
40$1,192$99
45$1,130$94
50$1,080$90
55$1,010$84
60$1,008$84
65$1,066$89
70$1,194$100
75$1,450$121
80$1,788$149

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Spark trim levels.