2014 Chevrolet Spark Car Insurance Calculator

Monitor in real-time how changes to risk factors and vehicle options impact the insurance cost for a 2014 Chevrolet Spark. Adjust rate factors like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately if your rates increased or decreased.

The average estimated car insurance premium for a 2014 Chevrolet Spark is $1,322 per year, or about $110 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,322

Cost Per Month

$110

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Spark Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Chevrolet Spark.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,322
Average Rate
Your Rate
$1,322

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Chevrolet Spark trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Chevrolet Spark is $1,322.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Chevrolet Spark vs. the Small Car Segment

The table below compares insurance rates for the 2014 Chevrolet Spark against all other models in the small car segment. The Chevrolet Spark is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Spark, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Spark.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Chevrolet Spark Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion IQ$1,066-$256
2Kia Rio5$1,278-$44
3Nissan Versa$1,284-$38
4Ford Fiesta$1,290-$32
5Hyundai Accent$1,298-$24
6Toyota Yaris$1,302-$20
7Smart Fortwo$1,306-$16
8Nissan Sentra$1,312-$10
9Chevrolet Sonic$1,316-$6
10Chevrolet Spark$1,322--
11Kia Rio$1,334$12
12Mazda 2$1,348$26
13Chrysler Fiat 500$1,366$44
14Honda Civic$1,368$46
15Hyundai Veloster$1,378$56
16Toyota Corolla$1,390$68
17Nissan Leaf$1,396$74
18Hyundai Elantra$1,402$80
19Mazda 3$1,414$92
20Volkswagen Golf$1,428$106
21Honda CR-Z$1,432$110
2014 Small Car Average$1,433$111
22Kia Forte$1,440$118
23Ford Focus$1,456$134
24Toyota Prius$1,470$148
25Volkswagen GTI$1,492$170
26Volkswagen Beetle$1,502$180
27Subaru Impreza$1,504$182
28Scion FR-S$1,514$192
29Volkswagen Jetta$1,520$198
30Chevrolet Volt$1,532$210
31Chevrolet Cruze$1,646$324
32Honda Fit$1,656$334
33Volkswagen EOS$1,660$338
34Mitsubishi Lancer$1,710$388
35Dodge Dart$1,720$398
36Scion TC$1,726$404

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Spark Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Chevrolet Spark.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Chevrolet Spark Insurance Rates by Trim Level
2014 Chevrolet Spark Trim Level Annual Premium Cost Per Month
LS Hatchback$1,240$103
LT Hatchback$1,240$103
Electric LT Sedan$1,488$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Chevrolet Spark for different driver ages.

2014 Chevrolet Spark Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,918$410
17$4,674$390
18$4,012$334
19$3,725$310
20$2,812$234
21$2,683$224
22$2,374$198
23$2,015$168
24$1,879$157
25$1,524$127
30$1,388$116
35$1,364$114
40$1,322$110
45$1,250$104
50$1,194$100
55$1,112$93
60$1,114$93
65$1,180$98
70$1,310$109
75$1,580$132
80$1,950$163

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Spark trim levels.