2019 Chevrolet Spark Car Insurance Calculator

Learn visually how seemingly small changes affect car insurance rates for a 2019 Chevrolet Spark. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover whether rates increased or decreased.

The average estimated car insurance premium for a 2019 Chevrolet Spark is $1,664 per year, or about $139 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,664

Cost Per Month

$139

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Spark Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Chevrolet Spark.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,664
Average Rate
Your Rate
$1,664

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Chevrolet Spark trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Chevrolet Spark is $1,664.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Chevrolet Spark vs. the Small Car Segment

The table below compares insurance rates for the 2019 Chevrolet Spark against all other models in the small car segment. The Chevrolet Spark is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Spark, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Spark.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Chevrolet Spark Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$118
2Honda Fit$1,548-$116
3Toyota Corolla$1,552-$112
4Fiat 500$1,560-$104
5Fiat 500L$1,650-$14
6Chevrolet Spark$1,664--
7Volkswagen Golf$1,678$14
8Fiat 124 Spider$1,688$24
9Hyundai Accent$1,690$26
10Toyota Yaris$1,694$30
11Smart Fortwo$1,700$36
12Subaru Impreza$1,704$40
13Mazda 3$1,724$60
14Honda Civic$1,812$148
15Fiat 500E$1,822$158
16Nissan Sentra$1,842$178
17Nissan Versa$1,852$188
2019 Small Car Average$1,859$195
18Kia Forte$1,862$198
19Hyundai Veloster$1,868$204
20Volkswagen Beetle$1,900$236
21Kia Rio$1,934$270
22Toyota Prius$1,950$286
23Honda Clarity$1,972$308
24Chevrolet Sonic$1,994$330
25Volkswagen GTI$2,000$336
26Hyundai Ioniq$2,016$352
27Chevrolet Cruze$2,036$372
28Chevrolet Volt$2,056$392
29Hyundai Elantra$2,096$432
30Volkswagen Jetta$2,144$480
31Volkswagen E-Golf$2,154$490
32Toyota 86$2,270$606
33Toyota Mirai$2,378$714

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Spark Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Chevrolet Spark.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Chevrolet Spark Insurance Rates by Trim Level
2019 Chevrolet Spark Trim Level Annual Premium Cost Per Month
LS Hatchback$1,586$132
LT Hatchback$1,684$140
Activ Hatchback$1,722$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Chevrolet Spark for different driver ages.

2019 Chevrolet Spark Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,177$515
17$5,879$490
18$5,075$423
19$4,698$392
20$3,552$296
21$3,388$282
22$3,005$250
23$2,540$212
24$2,375$198
25$1,922$160
30$1,756$146
35$1,718$143
40$1,664$139
45$1,572$131
50$1,498$125
55$1,396$116
60$1,398$117
65$1,486$124
70$1,644$137
75$1,982$165
80$2,446$204

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Spark trim levels.