2016 Chevrolet Suburban Car Insurance Calculator

Learn visually how choices you make impact the insurance cost for a 2016 Chevrolet Suburban. Customize choices like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2016 Chevrolet Suburban is $1,848 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,848

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Suburban Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Chevrolet Suburban.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,848
Average Rate
Your Rate
$1,848

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Chevrolet Suburban trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Chevrolet Suburban is $1,848.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Chevrolet Suburban vs. the Large SUV Segment

The table below compares insurance rates for the 2016 Chevrolet Suburban against all other models in the large SUV segment. The Chevrolet Suburban is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Suburban, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Suburban.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Chevrolet Suburban Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$1,696-$152
2Toyota Sequoia$1,814-$34
2016 Large SUV Average$1,821-$27
3Chevrolet Suburban$1,848--
4Ford Expedition$1,854$6
5GMC Yukon$1,892$44

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Suburban Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Chevrolet Suburban.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Chevrolet Suburban Insurance Rates by Trim Level
2016 Chevrolet Suburban Trim Level Annual Premium Cost Per Month
C1500 LS 2WD$1,764$147
C1500 LT 2WD$1,814$151
K1500 LS 4WD$1,814$151
K1500 LT 4WD$1,862$155
C1500 LTZ 2WD$1,896$158
K1500 LTZ 4WD$1,942$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Chevrolet Suburban for different driver ages.

2016 Chevrolet Suburban Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,706$559
17$6,456$538
18$5,705$475
19$5,224$435
20$3,981$332
21$3,797$316
22$3,388$282
23$2,806$234
24$2,642$220
25$2,142$179
30$1,960$163
35$1,900$158
40$1,848$154
45$1,734$145
50$1,648$137
55$1,536$128
60$1,540$128
65$1,640$137
70$1,788$149
75$2,124$177
80$2,620$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Suburban trim levels.