2021 Chevrolet Traverse Car Insurance Calculator

Find out how different risk factors impact car insurance rates for a 2021 Chevrolet Traverse. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly how much your choice changes rates and why.

The average estimated car insurance premium for a 2021 Chevrolet Traverse is $2,084 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,084

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Traverse Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Chevrolet Traverse.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,084
Average Rate
Your Rate
$2,084

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Chevrolet Traverse trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Chevrolet Traverse is $2,084.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Chevrolet Traverse Segment Comparison

The table below compares insurance rates for the 2021 Chevrolet Traverse against all other models in the midsize SUV segment. The Chevrolet Traverse is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Traverse, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Traverse.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Chevrolet Traverse Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,782-$302
2Honda Passport$1,806-$278
3Chevrolet Blazer$1,816-$268
4Kia Telluride$1,832-$252
5Volkswagen Atlas$1,846-$238
6Subaru Ascent$1,860-$224
7Nissan Murano$1,920-$164
8Honda Pilot$1,928-$156
9Buick Enclave$2,000-$84
10Hyundai Palisade$2,008-$76
11Subaru Outback$2,052-$32
12Ford Explorer$2,058-$26
13GMC Acadia$2,070-$14
14Chevrolet Traverse$2,084--
15Kia Sorento$2,094$10
16Toyota 4Runner$2,112$28
2021 Midsize SUV Average$2,115$31
17Nissan Pathfinder$2,160$76
18Mazda CX-9$2,170$86
19Mitsubishi Outlander Sport$2,178$94
20Toyota Venza$2,194$110
21Toyota Highlander$2,202$118
22Hyundai Santa Fe$2,210$126
23Dodge Durango$2,290$206
24Jeep Grand Cherokee$2,350$266
25Ford Bronco$2,366$282
26Jeep Wrangler$2,392$308
27Jeep Cherokee$2,394$310
28Mitsubishi Outlander PHEV$2,402$318
29Tesla Model Y$2,750$666

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Traverse Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Chevrolet Traverse.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Chevrolet Traverse Insurance Rates by Trim Level
2021 Chevrolet Traverse Trim Level Annual Premium Cost Per Month
L 2WD$1,802$150
LS 2WD$1,866$156
LS AWD$1,996$166
LT Cloth 2WD$1,996$166
LT Cloth AWD$2,058$172
LT Leather 2WD$2,058$172
LT Leather AWD$2,124$177
RS 2WD$2,124$177
Premier 2WD$2,188$182
Premier AWD$2,188$182
RS AWD$2,188$182
High Country 2WD$2,252$188
High Country AWD$2,252$188

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Chevrolet Traverse for different driver ages.

2021 Chevrolet Traverse Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,473$623
17$7,212$601
18$6,409$534
19$5,859$488
20$4,478$373
21$4,272$356
22$3,817$318
23$3,160$263
24$2,977$248
25$2,418$202
30$2,216$185
35$2,144$179
40$2,084$174
45$1,950$163
50$1,852$154
55$1,728$144
60$1,734$145
65$1,842$154
70$2,002$167
75$2,370$198
80$2,914$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Traverse trim levels.