2016 Chevrolet Trax Car Insurance Calculator

Learn in real-time how different driver, vehicle, and coverage options impact the cost of insurance for a 2016 Chevrolet Trax. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2016 Chevrolet Trax is $1,504 per year, or about $125 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,504

Cost Per Month

$125

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Trax Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Chevrolet Trax.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,504
Average Rate
Your Rate
$1,504

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Chevrolet Trax trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Chevrolet Trax is $1,504.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Chevrolet Trax vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Chevrolet Trax against all other models in the small SUV segment. The Chevrolet Trax is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Trax, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Trax.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Chevrolet Trax Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$196
2Honda CR-V$1,350-$154
3Buick Encore$1,376-$128
4Jeep Compass$1,386-$118
5Nissan Juke$1,388-$116
6Mazda CX-3$1,400-$104
7Mazda CX-5$1,434-$70
8Honda HR-V$1,442-$62
9Mini Cooper Countryman$1,452-$52
10Chevrolet Equinox$1,478-$26
11GMC Terrain$1,484-$20
12Chevrolet Trax$1,504--
2016 Small SUV Average$1,521$17
13Nissan Rogue$1,522$18
14Mini Cooper$1,528$24
15Mini Cooper Clubman$1,530$26
16Kia Sportage$1,540$36
17Subaru Forester$1,542$38
18Jeep Renegade$1,548$44
19Hyundai Tucson$1,558$54
20Ford Escape$1,588$84
21Toyota RAV4$1,598$94
22Kia Soul$1,602$98
23Buick Envision$1,616$112
24Ford C-Max$1,620$116
25Mitsubishi Outlander$1,634$130
26Mini Cooper Paceman$1,698$194
27Jeep Patriot$1,720$216
28Volkswagen Tiguan$1,738$234

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Trax Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Chevrolet Trax.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Chevrolet Trax Insurance Rates by Trim Level
2016 Chevrolet Trax Trim Level Annual Premium Cost Per Month
LS 2WD$1,442$120
LS AWD$1,446$121
LT 2WD$1,492$124
LT AWD$1,532$128
LTZ 2WD$1,538$128
LTZ AWD$1,580$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Chevrolet Trax for different driver ages.

2016 Chevrolet Trax Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,553$463
17$5,302$442
18$4,606$384
19$4,250$354
20$3,221$268
21$3,071$256
22$2,727$227
23$2,291$191
24$2,145$179
25$1,740$145
30$1,586$132
35$1,550$129
40$1,504$125
45$1,418$118
50$1,352$113
55$1,260$105
60$1,262$105
65$1,342$112
70$1,478$123
75$1,774$148
80$2,188$182

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Trax trim levels.