2022 Chevrolet Trax Car Insurance Calculator

View in real-time how changes to different risk factors affect car insurance rates for a 2022 Chevrolet Trax. Tweak settings like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2022 Chevrolet Trax is $1,958 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,958

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Trax Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Chevrolet Trax.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,958
Average Rate
Your Rate
$1,958

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Chevrolet Trax trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Chevrolet Trax is $1,958.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Chevrolet Trax vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Chevrolet Trax against all other models in the small SUV segment. The Chevrolet Trax is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Trax, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Trax.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Chevrolet Trax Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$332
2Nissan Kicks$1,666-$292
3Chevrolet Trailblazer$1,678-$280
4Subaru Crosstrek$1,718-$240
5Buick Encore$1,768-$190
6Toyota C-HR$1,774-$184
7Nissan Rogue Sport$1,782-$176
8Hyundai Venue$1,812-$146
9Buick Envision$1,818-$140
10Kia Seltos$1,820-$138
11Ford Bronco Sport$1,828-$130
12Toyota Corolla Cross$1,834-$124
13Hyundai Kona$1,850-$108
14Subaru Forester$1,852-$106
15Volkswagen Tiguan$1,860-$98
16Honda CR-V$1,872-$86
17Mazda CX-30$1,892-$66
18Honda HR-V$1,918-$40
19Ford Ecosport$1,936-$22
20Chevrolet Trax$1,958--
21GMC Terrain$1,966$8
22Mitsubishi Eclipse Cross$1,972$14
2022 Small SUV Average$1,982$24
23Hyundai Tucson$1,986$28
24Chevrolet Bolt$1,994$36
25Chevrolet Equinox$1,998$40
26Volkswagen Taos$2,002$44
27Fiat 500X$2,010$52
28Toyota RAV4$2,018$60
29Kia Soul$2,020$62
30Mazda MX-30$2,062$104
31Jeep Compass$2,070$112
32Kia Niro$2,076$118
33Nissan Rogue$2,092$134
34Ford Escape$2,102$144
35Hyundai Ioniq 5$2,118$160
36Mini Cooper Clubman$2,124$166
37Jeep Renegade$2,126$168
38Kia Sportage$2,136$178
39Volkswagen ID4$2,178$220
40Mini Cooper$2,188$230
41Mini Cooper Countryman$2,210$252
42Mitsubishi Outlander$2,300$342
43Mitsubishi Mirage$2,320$362
44Ford Mustang Mach-E$2,418$460
45Hyundai Nexo$2,444$486

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Trax Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Chevrolet Trax.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Chevrolet Trax Insurance Rates by Trim Level
2022 Chevrolet Trax Trim Level Annual Premium Cost Per Month
LS 2WD$1,938$162
LS AWD$1,952$163
LT 2WD$1,964$164
LT AWD$1,970$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Chevrolet Trax for different driver ages.

2022 Chevrolet Trax Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,177$598
17$6,873$573
18$6,008$501
19$5,529$461
20$4,198$350
21$4,006$334
22$3,562$297
23$2,981$248
24$2,796$233
25$2,264$189
30$2,074$173
35$2,018$168
40$1,958$163
45$1,842$154
50$1,754$146
55$1,634$136
60$1,638$137
65$1,742$145
70$1,910$159
75$2,288$191
80$2,822$235

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Trax trim levels.