2023 Chevrolet Trax Car Insurance Calculator

Learn in real-time how changing risk factors influence insurance rates for a 2023 Chevrolet Trax. Update factors like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2023 Chevrolet Trax is $1,950 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,950

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chevrolet Trax Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Chevrolet Trax.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,950
Average Rate
Your Rate
$1,950

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Chevrolet Trax trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Chevrolet Trax is $1,950.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Chevrolet Trax vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Chevrolet Trax against all other models in the small SUV segment. The Chevrolet Trax is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chevrolet Trax, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chevrolet Trax.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Chevrolet Trax Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$228
2Subaru Crosstrek$1,740-$210
3Nissan Kicks$1,744-$206
4Nissan Rogue Sport$1,776-$174
5Mazda CX-5$1,794-$156
6Buick Encore$1,814-$136
7Buick Envision$1,822-$128
8Kia Seltos$1,844-$106
9Hyundai Venue$1,854-$96
10Honda HR-V$1,886-$64
11Hyundai Kona$1,910-$40
12Subaru Forester$1,926-$24
13Honda CR-V$1,932-$18
14Mazda CX-30$1,936-$14
15Chevrolet Trax$1,950--
16Volkswagen Tiguan$1,978$28
17Ford Bronco Sport$1,984$34
18Fiat 500X$2,018$68
19Kia Soul$2,022$72
20GMC Terrain$2,024$74
21Mitsubishi Eclipse Cross$2,034$84
22Chevrolet Equinox$2,048$98
23Toyota Corolla Cross$2,056$106
24Volkswagen Taos$2,062$112
25Mazda CX-50$2,064$114
2023 Small SUV Average$2,073$123
26Hyundai Tucson$2,082$132
27Ford Escape$2,086$136
28Nissan Rogue$2,094$144
29Kia Niro$2,110$160
30Toyota RAV4$2,112$162
31Mazda MX-30$2,116$166
32Mini Cooper$2,126$176
33Jeep Compass$2,130$180
34Mini Cooper Clubman$2,162$212
35Jeep Renegade$2,192$242
36Chevrolet Bolt$2,206$256
37Toyota bz4X$2,216$266
38Hyundai Ioniq 5$2,260$310
39Kia Sportage$2,270$320
40Mini Cooper Countryman$2,338$388
41Mitsubishi Mirage$2,340$390
42Mitsubishi Outlander$2,352$402
43Volkswagen ID4$2,366$416
44Kia EV6$2,416$466
45Dodge Hornet$2,418$468
46Hyundai Nexo$2,508$558
47Ford Mustang Mach-E$2,576$626

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Trax Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Chevrolet Trax.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Chevrolet Trax Insurance Rates by Trim Level
2023 Chevrolet Trax Trim Level Annual Premium Cost Per Month
LS 2WD$1,914$160
LS AWD$1,934$161
LT 2WD$1,966$164
LT AWD$1,986$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Chevrolet Trax for different driver ages.

2023 Chevrolet Trax Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,136$595
17$6,828$569
18$5,961$497
19$5,493$458
20$4,170$348
21$3,978$332
22$3,541$295
23$2,968$247
24$2,783$232
25$2,254$188
30$2,062$172
35$2,010$168
40$1,950$163
45$1,836$153
50$1,748$146
55$1,628$136
60$1,632$136
65$1,734$145
70$1,904$159
75$2,280$190
80$2,808$234

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chevrolet Trax trim levels.